680 Summit River Dr, Apopka, FL 32712 Property Records

Orange County property record for 680 Summit River Dr, Apopka, FL 32712

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,952 sqft · built 2024
Owner	2 Individual Names on Record
Last Sale	$495,000 (Mar 2026)
Tax Bill	$7,560 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Jul 2024 Sale
Flood Zone	Zone X (minimal risk)
APN	`04-21-28-8420-00-010`

Property Details

APN / Parcel Number

Primary APN	`04-21-28-8420-00-010`
Alternative APNs	`282104842000010` `193422` `197079`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	2,952 sqft Living Area
Gross Area	3,630 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Concrete Block

Location & Zoning

Street Address	680 SUMMIT RIVER DR
City	APOPKA
State	FL
Zip	32712-3535
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMF
Legal Description	SUMMIT RIDGE 112/52 LOT 1
Legal Subdivision	SUMMIT RIDGE
Legal Lot Number	1
Jurisdiction	ORANGE FL
Township / Civil Division	APOPKA
Census Block Group	3
Census Block	3015
Census Tract	17701

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	680 SUMMIT RIVER DR, APOPKA, FL 32712-3535
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2026	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage HOME AMERICAN MORTGAGE CORP
Jul 3, 2024	Special Warranty Deed, Construction Loan ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2026 · Amount on Record
Deed Sale	Mar 4, 2026 · Amount on Record
Deed Document Number	2026126856
Record Updated	Jun 8, 2026

March 2026: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Mar 4, 2026
Property Address	680 SUMMIT RIVER DR, APOPKA, FL 32712-3535
Document Number	0000126856
Map Reference	MB 112 PG 52
Instrument Date	Feb 27, 2026
Instrument	20260126856
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 20, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,465.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2822 COMMERCE PARK DRIVE STE 100, 100, ORLANDO, FL 32819-8636

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	680 SUMMIT RIVER DR, APOPKA, FL 32712-3535

Mortgage

Document Number	0000126859
Date	Mar 4, 2026
Instrument	20260126859

Lender

Name	HOME AMERICAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Jul 1, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	4.75%
Index	1-Year CMT
Margin	2
Max Rate	5%

July 2024: Special Warranty Deed, Construction Loan

Document Type	Special Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jul 3, 2024
Property Address	680 SUMMIT RIVER DR, APOPKA, FL 32712-3535
Document Number	0000386503
Instrument Date	Jul 2, 2024
Instrument	20240386503
Transaction Type	Construction Loan
Record Updated	Dec 9, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$25,798.50
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23975 PARK SORRENTO STE 300, 300, CALABASAS, CA 91302-4012

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2822 COMMERCE PARK DR STE 100, 100, ORLANDO, FL 32819-8636
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Apopka City
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$456,510 (-0.12%) Land $60,000 Building $396,510	$456,510 (-0.12%) Land $60,000 Building $396,510
2025	$7,560.00 (+1,172.73%)	$457,050 Land $18,750 Building $438,300	$457,050 Land $18,750 Building $438,300
2024	$594.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	APOPKA, CITY OF (5 WTPS) serves 71,917 people · EPA ID FL3480200
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 654 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Metronet.

Nearby Properties on Summit River Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures