655 Summit River Dr, Apopka, FL 32712 Property Records

Orange County property record for 655 Summit River Dr, Apopka, FL 32712 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2025
Square Footage2,661 sqft Living Area
OccupancyOwner Occupied
Last Sale$480,000 (2025)
Tax Bill$7,105.00 (2025)

Property Details

APN / Parcel Number

Primary APN04-21-28-8420-00-190
Alternative APNs
  • 282104842000190
  • 193442
  • 197101

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,661 sqft Living Area
Gross Area3,484 sqft Gross Area

Exterior

Year BuiltBuilt 2025
Effective Year BuiltEffective 2025
Exterior MaterialConcrete Block Exterior

Location & Zoning

Street Address655 SUMMIT RIVER DR
CityAPOPKA
StateFL
Zip32712-3535
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSUMMIT RIDGE 112/52 LOT 19
Legal SubdivisionSUMMIT RIDGE
Legal Lot Number19
JurisdictionORANGE FL
Minor Civil DivisionAPOPKA
Census Blockgroup3
Census Block3015
Census Tract17701

Owner

Source: Orange County records · APN 04-21-28-8420-00-190

Assessment roll updated April 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address655 SUMMIT RIVER DR, APOPKA, FL 32712-3535
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 10, 2025Special Warranty Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage
ROCKET MORTGAGE LLC
Jul 03, 2024Special Warranty Deed, Construction Loan
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 10, 2025 · Amount on Record
Deed SaleJul 10, 2025 · Amount on Record
Deed Doc Number2025399964
Record RefreshedSep 20, 2026

July 2025: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionORANGE FL
Recording DateJul 10, 2025
Property Address655 SUMMIT RIVER DR, APOPKA, FL 32712-3535
Document Number0000399964
Map ReferenceMB 112 PG 52
Instrument DateJul 09, 2025
Instrument20250399964
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 09, 2025
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,360.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2822 COMMERCE PARK DRIVE STE 100, 100, ORLANDO, FL 32819-8636

Transferred To (Grantee/Buyer)

NameVerified Name
Address655 SUMMIT RIVER DR, APOPKA, FL 32712-3535

Mortgage

Document Number0000399965
DateJul 10, 2025
Instrument20250399965
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2055

July 2024: Special Warranty Deed, Construction Loan

Document TypeSpecial Warranty Deed
JurisdictionORANGE FL
Recording DateJul 03, 2024
Property Address655 SUMMIT RIVER DR, APOPKA, FL 32712-3535
Document Number0000386503
Instrument DateJul 02, 2024
Instrument20240386503
Transaction TypeConstruction Loan
Record UpdatedDec 09, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$25,798.50
Amount AccuracyFull Amount Stated
Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name
Address23975 PARK SORRENTO STE 300, 300, CALABASAS, CA 91302-4012

Transferred To (Grantee/Buyer)

NameVerified Name
Address2822 COMMERCE PARK DR STE 100, 100, ORLANDO, FL 32819-8636
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
MunicipalityApopka City
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$433,600 (+1.23%) Land $60,000 Building $373,600$433,600 (+1.23%) Land $60,000 Building $373,600
2025$7,105.00 (+1,112.46%)$428,350 (+2,184.53%) Land $18,750 Building $409,600$428,350 (+2,184.53%) Land $18,750 Building $409,600
2024$586.00$18,750 Land $18,750$18,750 Land $18,750

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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