Sumter County property record for 680 Shipwatch Dr, Sumter, SC 29154
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,880 sqft · built 2019 |
| Lot Size | 0.269 acres (11,761 sqft) |
| Owner | Individual Name on File |
| Last Sale | $260,500 (Jul 2023) |
| Tax Bill | $1,865 (2025) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage Mar 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 206-16-03-002 |
| Primary APN | 206-16-03-002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,880 sqft Living Area |
| 1st Floor Area | 1,880 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 11,761 sqft (0.269 acres) |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Patio Area | 100 sqft |
| Fence | Fence |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 29542 |
|---|---|
| Old Parcel Number | 206 16 03 002 |
| Street Address | 680 SHIPWATCH DR |
| City | SUMTER |
| State | SC |
| Zip | 29154-6087 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 194A 04-226 .27 AC |
| Legal Subdivision | FOXCROFT SUB |
| Legal Lot Number | 4 |
| Jurisdiction | SUMTER SC |
| Township / Civil Division | SUMTER |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 1703 |
680 Shipwatch Dr is owned and occupied by an individual who bought it in July 2023.
Source: Sumter County records, as of December 18, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 680 SHIPWATCH DR, SUMTER, SC 29154-6087 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 28, 2023 | Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Mar 4, 2020 | Grant Deed, Transfer · VA Mortgage MID-CONTINENT FNDG INC |
| Sep 20, 2019 | Deed, Subdivision Related Transfer · Conventional Mortgage GATEWAY MORTGAGE GROUP LLC |
| Sep 20, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 28, 2023 · Amount on File |
| Deed Sale | Jul 28, 2023 · Amount on File |
| Prior Sale | Mar 4, 2020 · Amount on File |
| Deed Document Number | 0001317755 |
| Deed Book / Page | 1317 / 755 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Jul 28, 2023 |
| Property Address | 680 SHIPWATCH DR, SUMTER, SC 29154-6087 |
| Document Number | 0013170755 |
| Book / Page | 1317 / 755 |
| Instrument Date | Jul 26, 2023 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $677.30 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 680 SHIPWATCH DR, SUMTER, SC 29154-6087 |
| Document Number | 0013170759 |
|---|---|
| Date | Jul 28, 2023 |
| Instrument | 1317-0759 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Mar 4, 2020 |
| Property Address | 680 SHIPWATCH DR, SUMTER, SC 29154-6087 |
| Document Number | 0012655319 |
| Book / Page | 001265 / 005319 |
| Instrument Date | Feb 2, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $736.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 680 SHIPWATCH DR SUMTER SC 29154, SUMTER, SC 29154 |
| Document Number | 12655323 |
|---|---|
| Date | Mar 4, 2020 |
| Book Page | 001265/005323 |
| Name | MID-CONTINENT FNDG INC |
|---|---|
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 3, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Sep 20, 2019 |
| Property Address | 680 SHIPWATCH DR, SUMTER, SC 29154-6087 |
| Document Number | 0012595992 |
| Book / Page | 1259 / 5992 |
| Map Reference | MB PB2005 PG 385 |
| Instrument Date | Sep 20, 2019 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 5, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $714.10 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 680 SHIPWATCH DR, SUMTER, SC 29154-6087 |
| Document Number | 0000012601 |
|---|---|
| Date | Sep 20, 2019 |
| Instrument | 1260/1 |
| Name | GATEWAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Sep 20, 2019 |
| Property Address | 680 SHIPWATCH DR, SUMTER, SC 29154-6087 |
| Document Number | 0012595988 |
| Book / Page | 001259 / 005988 |
| Instrument Date | Sep 19, 2019 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $59.20 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 3220 SUMTER SC 291513220, SUMTER, SC 29151-3220 |
The 2025 property tax bill for 680 Shipwatch Dr was $1,865.
Source: Sumter County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Sumter County |
| Municipality | Sumter City |
| Unified School District | Sumter County Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,865.00 | $9,700 Land $1,000 Building $8,700 | $242,431 Land $25,000 Building $217,431 |
| 2023 | $8,340 (-) Land $1,000 Building $7,340 | $208,409 (-) Land $25,000 Building $183,409 | |
| 2022 | $1,533.00 | $8,340 Land $1,000 Building $7,340 | $208,409 Land $25,000 Building $183,409 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 680 Shipwatch Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 3 (2015–2020) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 680 Shipwatch Dr is moderate, ranking above 42% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 70% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SUMTER serves 53,070 people · EPA ID SC4310001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| FTC Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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