Sumter County property record for 620 Shipwatch Dr, Sumter, SC 29154
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,162 sqft · built 2007 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $190,000 (Feb 2007) |
| Tax Bill | $1,705 (2025) |
| Deeds & Mortgages | May 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 206-09-03-011 |
| Primary APN | 206-09-03-011 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,162 sqft Living Area |
| 1st Floor Area | 1,922 sqft |
| Upper Floors Area | 240 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 11,326 sqft (0.26 acres) |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Patio Area | 124 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 28925 |
|---|---|
| Old Parcel Number | 206 09 03 011 |
| Street Address | 620 SHIPWATCH DR |
| City | SUMTER |
| State | SC |
| Zip | 29154-6087 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 211 2006-226 .26 AC |
| Legal Subdivision | FOXCROFT SEC 02 |
| Legal Lot Number | 211 2006 |
| Jurisdiction | SUMTER SC |
| Township / Civil Division | SUMTER |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 1703 |
The current owner of 620 Shipwatch Dr bought it in February 2007.
Source: Sumter County records, as of December 18, 2025
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 620 SHIPWATCH DR, SUMTER, SC 29154-6087 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 16, 2007 · Amount on File |
| Deed Sale | Feb 16, 2007 · Amount on File |
| Deed Document Number | 0010651191 |
| Deed Book / Page | 1065 / 1191 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER SC |
| Property Address | 620 SHIPWATCH DR, SUMTER, SC 29154-6087 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0012444568 |
|---|---|
| Date | May 29, 2018 |
| Book Page | 1244/4568 |
| Name | FIRST RELIANCE BANK |
|---|---|
| Type | Bank |
| Address | MOUNT PLEASANT, SC 29464 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2048 |
The 2025 property tax bill for 620 Shipwatch Dr was $1,705.
Source: Sumter County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Sumter County |
| Municipality | Sumter City |
| Unified School District | Sumter County Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,705.00 | $8,840 Land $1,000 Building $7,840 | $220,958 Land $25,000 Building $195,958 |
| 2023 | $8,760 (-) Land $1,000 Building $7,760 | $220,958 (-) Land $25,000 Building $195,958 | |
| 2022 | $1,607.00 | $8,760 Land $1,000 Building $7,760 | $220,958 Land $25,000 Building $195,958 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 620 Shipwatch Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 3 (2015–2020) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 620 Shipwatch Dr is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 42% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SUMTER serves 53,070 people · EPA ID SC4310001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| FTC Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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