680 Saddlebrook Dr, Youngstown, OH 44512 Property Records

Mahoning County property record for 680 Saddlebrook Dr, Youngstown, OH 44512

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,876 sqft · built 1993
Lot Size	0.441 acres (19,210 sqft)
Owner	Individual Name on File
Last Sale	$426,300 (Jul 2025)
Tax Bill	$6,488 (2025)
Deeds & Mortgages	Sep 2011 Line of Credit Jul 2025 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`29-041-0-013.00-0`

Property Details

APN / Parcel Number

Primary APN	`29-041-0-013.00-0`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,876 sqft Living Area
Gross Area	5,569 sqft
1st Floor Area	1,885 sqft
Upper Floors Area	991 sqft
Basement Area	1,857 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	19,210 sqft (0.441 acres)
Lot Dimensions	160 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	56 sqft
Deck Area	168 sqft
Patio Area	462 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	680 SADDLEBROOK DR
City	YOUNGSTOWN
State	OH
Zip	44512-4781
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 114 120 X 180.09 IRR QUAIL HOLLOW PL 7
Legal Subdivision	QUAIL HOLLOW PL 7
Legal Lot Number	114
Jurisdiction	MAHONING OH
Township / Civil Division	BOARDMAN
Census Block Group	2
Census Block	2004
Census Tract	811902

Owner

680 Saddlebrook Dr is owned and occupied by an individual who bought it in July 2025.

Source: Mahoning County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	680 SADDLEBROOK DR, YOUNGSTOWN, OH 44512-4781
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2011	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF PENNSYLVANNIA
Jul 15, 2025	Limited Warranty Deed, Transfer · Conventional Mortgage FIRST COMMONWEALTH BANK
May 1, 2025	Special Warranty Deed, Foreclosure
Feb 4, 2025	Sheriff's Deed, Foreclosure
Oct 30, 2025	Deed, Foreclosure
Nov 29, 2012	Warranty Deed, Transfer · VA Mortgage USAA FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2025 · Amount on File
Deed Sale	Jul 15, 2025 · Amount on File
Prior Sale	Feb 4, 2025 · Amount on File
Deed Document Number	202514570
Deed Book / Page	6688 / 510
Prior Transfer Date	Jan 28, 2025
Prior Transfer Doc	006663/505
Record Updated	Oct 29, 2026

September 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	680 SADDLEBROOK DR, BOARDMAN, OH 44512-4781
Transaction Type	Mortgage
Record Updated	Apr 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	05922/2340
Date	Sep 16, 2011
Book Page	5922/2340
Instrument	201100020719

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANNIA
Type	Bank
Address	YOUNGSTOWN, OH 44512

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2025: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	MAHONING OH
Recording Date	Jul 15, 2025
Property Address	680 SADDLEBROOK DR, BOARDMAN, OH 44512-4781
Document Number	006688/510
Book / Page	6688 / 510
Map Reference	VOL 85 PG 136
Instrument Date	Jun 24, 2025
Instrument	202500014570
Transaction Type	Transfer
Record Updated	Apr 20, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$426.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	810 VERMONT AVE NW, WASHINGTON, DC 20420-0001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	680 SADDLEBROOK DR, YOUNGSTOWN, OH 44512-4781

Mortgage

Document Number	202500014571
Date	Jul 15, 2025
Instrument	202500014571

Lender

Name	FIRST COMMONWEALTH BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

May 2025: Special Warranty Deed, Foreclosure

Document Type	Special Warranty Deed
Jurisdiction	MAHONING OH
Recording Date	May 1, 2025
Property Address	680 SADDLEBROOK DR, BOARDMAN, OH 44512-4781
Document Number	06675/2065
Book / Page	6675 / 2065
Map Reference	VOL 85 PG 136
Instrument Date	Feb 26, 2025
Instrument	202500008334
Transaction Type	Foreclosure
Record Updated	Apr 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8950 CYPRESS WATERS BLVD, COPPELL, TX 75019-4620

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3401 WEST END AVE STE 760, 760, NASHVILLE, TN 37203-6860

February 2025: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	MAHONING OH
Recording Date	Feb 4, 2025
Property Address	680 SADDLEBROOK DR, BOARDMAN, OH 44512-4781
Document Number	006663/505
Book / Page	6663 / 505
Map Reference	VOL 85 PG 136
Instrument Date	Jan 28, 2025
Instrument	202500002108
Transaction Type	Foreclosure
Record Updated	Apr 20, 2026

Transaction

Amount	Amount on Record
Tax	$317.40
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8950 CYPRESS WATERS BLVD, COPPELL, TX 75019-4620

October 2025: Deed, Foreclosure

Document Type	Deed
Jurisdiction	MAHONING OH
Recording Date	Oct 30, 2025
Property Address	680 SADDLEBROOK DR, BOARDMAN, OH 44512-4781
Document Number	06707/1860
Book / Page	6707 / 1860
Map Reference	VOL 85 PG 136
Instrument Date	Dec 10, 2024
Instrument	202500023478
Transaction Type	Foreclosure
Record Updated	Apr 20, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8950 CYPRESS WATERS BLVD, COPPELL, TX 75019-4620

November 2012: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MAHONING OH
Recording Date	Nov 29, 2012
Property Address	680 SADDLEBROOK DR, BOARDMAN, OH 44512-4781
Document Number	05998/1889
Book / Page	5998 / 1889
Map Reference	MB85 PG136
Instrument Date	Nov 8, 2012
Instrument	201200033667
Transaction Type	Transfer
Record Updated	Apr 20, 2026
Title Company	ESCROWNET, ESCROW

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,156.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	680 SADDLEBROOK DR, YOUNGSTOWN, OH 44512-4781

Mortgage

Document Number	201200033669
Date	Nov 29, 2012
Instrument	201200033669

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2042

Tax Assessment & Valuation

The 2025 property tax bill for 680 Saddlebrook Dr was $6,488, down 4.9% from the year before.

Source: Mahoning County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Mahoning County
County Subdivision	Boardman Township
Unified School District	Boardman Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,488.00 (-4.92%)	$130,530 (-) Land $20,350 Building $110,180	$372,950 Land $58,140 Building $314,810
2024	$6,824.00 (+1.32%)	$130,530 (-) Land $20,350 Building $110,180
2023	$6,735.00 (+2.03%)	$130,530 (+33.43%) Land $20,350 Building $110,180	$372,950 (+33.43%) Land $58,140 Building $314,810
2022	$6,601.00	$97,830 Land $16,280 Building $81,550	$279,500 Land $46,510 Building $232,990

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 680 Saddlebrook Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 680 Saddlebrook Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - STRUTHERS private · serves 58,551 people · EPA ID OH5001611
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Armstrong Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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