674 Saddlebrook Dr, Youngstown, OH 44512 Property Records

Mahoning County property record for 674 Saddlebrook Dr, Youngstown, OH 44512

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,427 sqft · built 1993
Lot Size	0.514 acres (22,433 sqft)
Owner	Individual Name on File
Last Sale	$326,500 (Oct 2017)
Tax Bill	$7,393 (2024)
Deeds & Mortgages	Dec 2020 Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-041-0-012.00-0`

Property Details

APN / Parcel Number

Primary APN	`29-041-0-012.00-0`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,427 sqft Living Area
1st Floor Area	2,091 sqft
Upper Floors Area	792 sqft
Attic	Attic
Attic Area	544 sqft
Basement Area	2,091 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Architectural Style	Conventional
Exterior Material	Siding
Construction Type	Frame
Lot Area	22,433 sqft (0.514 acres)
Lot Dimensions	187 ft deep x 120 ft wide
Garage Area	896 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	324 sqft
Deck Area	420 sqft
Patio Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard

Location & Zoning

Street Address	674 SADDLEBROOK DR
City	YOUNGSTOWN
State	OH
Zip	44512-4781
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 115 120 X 193.35 IRR QUAIL HOLLOW PL 7
Legal Subdivision	QUAIL HOLLOW
Legal Lot Number	115 120
Jurisdiction	MAHONING OH
Township / Civil Division	BOARDMAN
Census Block Group	2
Census Block	2004
Census Tract	811902

Owner

674 Saddlebrook Dr is owned and occupied by an individual who bought it in October 2017.

Source: Mahoning County records, as of February 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	674 SADDLEBROOK DR, YOUNGSTOWN, OH 44512-4781
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Oct 26, 2017	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2017 · Amount on File
Deed Sale	Oct 26, 2017 · Amount on File
Prior Sale	Feb 7, 2002 · Amount on File
Deed Document Number	257186
Deed Book / Page	6250 / 1280
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	674 SADDLEBROOK DR, YOUNGSTOWN, OH 44512-4781
Transaction Type	Mortgage
Record Updated	Sep 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6417/50
Date	Dec 10, 2020
Book Page	6417/50
Instrument	202000028902

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Dec 1, 2030

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MAHONING OH
Recording Date	Oct 26, 2017
Property Address	674 SADDLEBROOK DR, YOUNGSTOWN, OH 44512-4781
Document Number	6250/1280
Book / Page	6250 / 1280
Map Reference	VOL85 PG136
Instrument Date	Oct 16, 2017
Instrument	201700024692
Transaction Type	Transfer
Record Updated	Sep 13, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,306.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	674 SADDLEBROOK DR, YOUNGSTOWN, OH 44512-4781

Mortgage

Document Number	201700024693
Date	Oct 26, 2017
Instrument	201700024693

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2032

Tax Assessment & Valuation

Source: Mahoning County assessment roll, as of August 1, 2024

Property Jurisdictions

Type	Name
State	Ohio
County	Mahoning County
County Subdivision	Boardman Township
Unified School District	Boardman Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$7,393.00 (+1.36%)	$144,800 (-) Land $21,240 Building $123,560
2023	$7,294.00 (+8.7%)	$144,800 (+42.31%) Land $21,240 Building $123,560	$413,710 (+42.3%) Land $60,690 Building $353,020
2022	$6,710.00	$101,750 Land $16,990 Building $84,760	$290,730 Land $48,550 Building $242,180

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 674 Saddlebrook Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 674 Saddlebrook Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - STRUTHERS private · serves 58,551 people · EPA ID OH5001611
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Armstrong Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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