680 Ram Ln, Silt, CO 81652 Property Records

Garfield County property record for 680 Ram Ln, Silt, CO 81652

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.75 ba · 3,452 sqft · built 2001
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on Record
Last Sale	$537,000 (Jun 2014)
Tax Bill	$2,904 (2023)
Deeds & Mortgages	Feb 2024 Line of Credit May 2022 Mortgage
APN	`R007552`

Property Details

APN / Parcel Number

Primary APN	`R007552`
Alternative APN	`212532200179`

Interior

Bedrooms	5 Beds
Full Baths	3.75 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,452 sqft Heated Area
1st Floor Area	2,016 sqft
Basement Area	3,452 sqft
Finished Basement	1,436 sqft
Unfinished Basement	2,016 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Stucco
Construction Type	Metal Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	435,600 sqft (10 acres)
Garage Area	1 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	252 sqft
Patio Area	372 sqft
Balcony Area	372 sqft
Shed	1 Shed
Shed Area	66 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Radiant
Heating Fuel	Gas

Location & Zoning

Account Number	R007552
Street Address	680 RAM LN
City	SILT
State	CO
Zip	81652-8849
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	SECTION: 32 TOWNSHIP: 5 RANGE: 91 SESENW. AKA TRACT 28 OF PLAT #1 OF ANTLERS ORCHARD DEVELOPMENT COMPANY
Legal Range	91
Legal Township	05
Legal Section	32
Legal Subdivision	A TR
Legal Tract	28
Jurisdiction	GARFIELD CO
Township / Civil Division	NEW CASTLE
Census Block Group	4
Census Block	4062
Census Tract	951902

Owner

Source: Garfield County records, as of April 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	680 RAM LN, SILT, CO 81652-8849
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2024	Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC
May 9, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2014 · Amount on Record
Deed Sale	Jun 23, 2014 · Amount on Record
Prior Sale	Jul 20, 2007 · Amount on Record
Deed Document Number	2014850557
Last Transfer Date	May 4, 2022
Transfer Doc	0000974545
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARFIELD CO
Property Address	680 RAM LN, SILT, CO 81652-8849
Transaction Type	Mortgage
Record Updated	Apr 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000993615
Date	Feb 16, 2024
Instrument	993615

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Mar 9, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GARFIELD CO
Recording Date	May 9, 2022
Property Address	680 RAM LN, SILT, CO 81652-8849
Document Number	0000974545
Instrument Date	May 4, 2022
Instrument	974545
Transaction Type	Transfer
Record Updated	Jun 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	680 RAM LN, SILT, CO 81652-8849

Mortgage

Document Number	0000974546
Date	May 9, 2022
Instrument	974546

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

Source: Garfield County assessment roll, as of April 3, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Garfield County
Unified School District	Garfield School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$58,290 (+23.44%) Land $11,880 Building $46,410	$932,590 (+32.35%) Land $190,000 Building $742,590
2023	$2,904.00 (+0.59%)	$47,220 (+8.48%) Land $10,570 Building $36,650	$704,650 (+12.5%) Land $157,690 Building $546,960
2022	$2,887.00	$43,530 Land $7,650 Building $35,880	$626,330 Land $110,000 Building $516,330

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 80% of Colorado
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Kellin Communications Fixed Wireless	1,000 / 220
Rise Broadband Fixed Wireless	50 / 10

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ram Ln

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