Garfield County property record for 321 Ram Ln, Silt, CO 81652
| Property Type | Single Family Home |
|---|---|
| Lot Size | 10.7 acres (467,399 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $225,000 (Dec 2023) |
| Tax Bill | $3,366 (2024) |
| Deeds & Mortgages | Dec 2025 Line of Credit Dec 2023 Sale & Mortgage |
| APN | R042341 |
| Primary APN | R042341 |
|---|---|
| Alternative APN |
|
| Lot Area | 467,399 sqft (10.7 acres) |
|---|
| Account Number | R042341 |
|---|---|
| Street Address | 321 RAM LN |
| City | SILT |
| State | CO |
| Zip | 81652 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECTION: 32 TOWNSHIP: 5 RANGE: 91 A TR IN NWNENW AND SWNENW CONT. 10.73 AKA LOT 2 PIFFER SUB-DIV EXEMPTION |
| Legal Range | 91 |
| Legal Township | 05 |
| Legal Section | 32 |
| Legal Subdivision | PIFFER |
| Legal Lot Number | 2 |
| Jurisdiction | GARFIELD CO |
| Township / Civil Division | NEW CASTLE |
| Census Block Group | 4 |
| Census Block | 4062 |
| Census Tract | 951902 |
Source: Garfield County records, as of January 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | PO BOX 543, GLENWOOD SPRINGS, CO 81602-0543 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 17, 2025 | Deed of Trust, Mortgage · Line of Credit BANK OF COLORADO |
| Dec 6, 2023 | Warranty Deed, Transfer · Commercial Mortgage BANK OF COLORADO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 6, 2023 · Amount on Record |
| Deed Sale | Dec 6, 2023 · Amount on Record |
| Prior Sale | Sep 12, 2005 · Amount on Record |
| Deed Document Number | 991908 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARFIELD CO |
| Property Address | 321 RAM LN, SILT, CO 81652 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 321 RAM LN, SILT, CO 81652 |
| Document Number | 0001013970 |
|---|---|
| Date | Dec 17, 2025 |
| Instrument | 1013970 |
| Name | BANK OF COLORADO |
|---|---|
| Type | Bank |
| Address | GLENWOOD SPRINGS, CO 81601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 9, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GARFIELD CO |
| Recording Date | Dec 6, 2023 |
| Property Address | NEW CASTLE, CO 81647 |
| Document Number | 0000991908 |
| Map Reference | DOC 681723 |
| Instrument Date | Nov 30, 2023 |
| Instrument | 991908 |
| Transaction Type | Transfer |
| Record Updated | Jan 8, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $22.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | PO BOX 543, GLENWOOD SPRINGS, CO 81602-0543 |
| Document Number | 0000991909 |
|---|---|
| Date | Dec 6, 2023 |
| Instrument | 991909 |
| Name | BANK OF COLORADO |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Dec 15, 2024 |
Source: Garfield County assessment roll, as of August 25, 2024
| Type | Name |
|---|---|
| State | Colorado |
| County | Garfield County |
| Unified School District | Garfield School District RE-2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $3,366.00 (+15.39%) | $47,430 (-) Land $47,430 | $170,000 (-) Land $170,000 |
| 2023 | $2,917.00 (+37.85%) | $47,430 (+48.68%) Land $47,430 | $170,000 (+54.55%) Land $170,000 |
| 2022 | $2,116.00 | $31,900 Land $31,900 | $110,000 Land $110,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · above 68% of Colorado |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Kellin Communications Fixed Wireless | 1,000 / 220 |
| Rise Broadband Fixed Wireless | 50 / 10 |
5G (outdoors only) and 4G LTE
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