Chester County property record for 680 Lott Rd, Henderson, TN 38340
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,193 sqft · built 1992 |
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | Individual Name on File |
| Last Sale | $350,000 (Feb 2026) |
| Tax Bill | $2,041 (2026) |
| Deeds & Mortgages | Apr 2025 Second Mortgage Feb 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 012025 02004 |
| Primary APN | 012025 02004 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,193 sqft Living Area |
| 1st Floor Area | 1,836 sqft |
| Upper Floors Area | 2,056 sqft |
| Basement Area | 1,836 sqft |
| Finished Basement | 1,836 sqft |
| Utility Room | Utility Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 65,340 sqft (1.5 acres) |
| Terrain | Rolling |
| Garage Type | Mixed |
| Garage Area | 1,248 sqft |
| Parking Spaces | 5 Parking Spaces |
| Pool Area | 648 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 256 sqft |
| Deck Area | 416 sqft |
| Patio Area | 416 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 680 LOTT RD |
|---|---|
| City | HENDERSON |
| State | TN |
| Zip | 38340-2714 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 02, COUNTY AREA: S50 |
| Jurisdiction | CHESTER TN |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 970101 |
680 Lott Rd is owned and occupied by an individual who bought it in February 2026.
Source: Chester County records, as of July 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 680 LOTT RD, HENDERSON, TN 38340-2714 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 21, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FREEDOM MORTGAGE CORP |
| Feb 18, 2026 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Jan 19, 2021 | Warranty Deed, Transfer · FHA Mortgage WOLFE FINANCIAL INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 18, 2026 · Amount on File |
| Deed Sale | Feb 18, 2026 · Amount on File |
| Prior Sale | Jan 19, 2021 · Amount on File |
| Deed Document Number | 202681117 |
| Deed Book / Page | 543 / 547 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTER TN |
| Property Address | 680 LOTT RD, HENDERSON, TN 38340-2714 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|---|
| Address | 680 LOTT RD, HENDERSON, TN 38340-2714 |
| Document Number | 0005290711 |
|---|---|
| Date | Apr 21, 2025 |
| Book Page | 529/711 |
| Instrument | 78563 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | CORAOPOLIS, PA 15108 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 310 Months |
| Due | Feb 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESTER TN |
| Recording Date | Feb 18, 2026 |
| Property Address | 680 LOTT RD, HENDERSON, TN 38340-2714 |
| Document Number | 0005430547 |
| Book / Page | 543 / 547 |
| Instrument Date | Feb 13, 2026 |
| Instrument | 81117 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 680 LOTT RD, HENDERSON, TN 38340-2714 |
| Document Number | 0000081118 |
|---|---|
| Date | Feb 18, 2026 |
| Instrument | 81118 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESTER TN |
| Recording Date | Jan 19, 2021 |
| Property Address | 680 LOTT RD, HENDERSON, TN 38340-2714 |
| Document Number | 0004690522 |
| Book / Page | 469 / 522 |
| Instrument Date | Jan 15, 2021 |
| Instrument | 66212 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,147.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 680 LOTT RD, HENDERSON, TN 38340-2714 |
| Document Number | 66213 |
|---|---|
| Date | Jan 19, 2021 |
| Instrument | 66213 |
| Name | WOLFE FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
The 2026 property tax bill for 680 Lott Rd was $2,041, down 26.7% from the year before.
Source: Chester County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Chester County |
| Unified School District | Chester County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,041.00 (-26.71%) | $100,225 (-26.71%) | $400,900 (-26.71%) Land $13,900 Building $387,000 |
| 2025 | $2,785.00 | $136,750 | $547,000 Land $13,900 Building $533,100 |
| 2023 | $2,295.00 | $92,300 | $369,200 Land $10,600 Building $358,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 680 Lott Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 680 Lott Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Aeneas Communications Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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