680 Elm St, Mount Morris, MI 48458 Property Records

Genesee County property record for 680 Elm St, Mount Morris, MI 48458

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,232 sqft · built 1929
Lot Size	0.138 acres (6,011 sqft)
Owner	2 Individual Names on File
Last Sale	$149,500 (Nov 2023)
Tax Bill	$2,663 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`57-12-529-036`

Property Details

APN / Parcel Number

Primary APN	`57-12-529-036`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,232 sqft Living Area
1st Floor Area	660 sqft
Basement Area	572 sqft

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Lot Area	6,011 sqft (0.138 acres)
Lot Dimensions	120 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	680 ELM ST
City	MOUNT MORRIS
State	MI
Zip	48458-1918
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 SF PUD
Legal Description	LOT 41 GRAHAM-RUSSELL-ADD
Legal Subdivision	GRAHAM-RUSSELL-ADD
Legal Lot Number	41
Jurisdiction	GENESEE MI
Township / Civil Division	MOUNT MORRIS
Census Block Group	2
Census Block	2019
Census Tract	12310

Owner

680 Elm St is owned and occupied by two individuals who bought it in November 2023.

Source: Genesee County records, as of October 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	680 ELM ST, MOUNT MORRIS, MI 48458-1918
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2023	Warranty Deed, Transfer · Conventional Mortgage CLICK N CLOSE INC
Jun 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2023 · Amount on File
Deed Sale	Nov 16, 2023 · Amount on File
Prior Sale	Jan 19, 2007 · Amount on File
Deed Document Number	202359030
Record Updated	Oct 29, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Nov 16, 2023
Property Address	680 ELM ST, MOUNT MORRIS, MI 48458-1918
Document Number	0000059030
Map Reference	LB 4 PG 1
Instrument Date	Nov 13, 2023
Instrument	202311160059030
Transaction Type	Transfer
Record Updated	Nov 23, 2023
Title Company	CISLO TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,121.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	680 ELM ST, MOUNT MORRIS, MI 48458-1918

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	680 ELM ST, MOUNT MORRIS, MI 48458-1918

Mortgage

Document Number	0000059525
Date	Nov 20, 2023
Instrument	202311200059525

Lender

Name	CLICK N CLOSE INC
Type	Mortgage Company
Address	ADDISON, TX 75001

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	680 ELM ST, MOUNT MORRIS, MI 48458-1918
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040305
Date	Jun 3, 2019
Instrument	201906030040305

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 680 Elm St was $2,663 with a homeowner's exemption, up 2.3% from the year before.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
Municipality	Mount Morris City
Unified School District	Mount Morris Consolidated School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$63,900 (+14.52%) Land $2,800 Building $61,100	$127,800 (+14.52%) Land $5,600 Building $122,200
2025	$2,663.00 (+2.31%) Homeowner's exemption	$55,800	$111,600
2024	$2,603.00
2023		$34,200	$68,400
2021	$701.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 680 Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 680 Elm St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOUNT MORRIS serves 3,086 people · EPA ID MI0004520
Water Source	Purchased surface water from GENESEE COUNTY WATER SYSTEM
Last State Inspection	Oct 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2021
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T.

Nearby Properties on Elm St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures