Genesee County property record for 659 Elm St, Mount Morris, MI 48458
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 768 sqft · built 1928 |
| Lot Size | 0.165 acres (7,187 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $60,000 (May 2004) |
| Tax Bill | $719 (2025) |
| Deeds & Mortgages | Oct 2025 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 57-12-529-049 |
| Primary APN | 57-12-529-049 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 768 sqft Living Area |
| 1st Floor Area | 768 sqft |
| Basement Area | 768 sqft |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Lot Area | 7,187 sqft (0.165 acres) |
| Lot Dimensions | 144 ft deep x 50 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 659 ELM ST |
|---|---|
| City | MOUNT MORRIS |
| State | MI |
| Zip | 48458-1917 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 SF PUD |
| Legal Description | LOT 54 GRAHAM-RUSSEL-ADD |
| Legal Subdivision | GRAHAM-RUSSELL-ADD |
| Legal Lot Number | 54 |
| Jurisdiction | GENESEE MI |
| Township / Civil Division | MOUNT MORRIS |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 12310 |
659 Elm St is owned and occupied by two individuals who acquired it in October 2025.
Source: Genesee County records, as of October 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 659 ELM ST, MOUNT MORRIS, MI 48458-1917 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 11, 2004 · Amount on File |
| Deed Sale | May 11, 2004 · Amount on File |
| Deed Document Number | 200451930 |
| Last Transfer Date | Oct 15, 2025 |
| Transfer Doc | 0000018379 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Oct 20, 2025 |
| Property Address | 659 ELM ST, MOUNT MORRIS, MI 48458-1917 |
| Document Number | 0000018379 |
| Map Reference | LB 4 PG 1 |
| Instrument Date | Oct 15, 2025 |
| Instrument | 202510200018379 |
| Transaction Type | Transfer |
| Record Updated | Nov 7, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 659 ELM ST, MOUNT MORRIS, MI 48458-1917 |
| Name | Verified Name |
|---|---|
| Address | 378 CHINKAPIN TRL, LAPEER, MI 48446-4174 |
The 2025 property tax bill for 659 Elm St was $719 with a homeowner's exemption, up 2.7% from the year before.
Source: Genesee County assessment roll, as of October 2, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Genesee County |
| Municipality | Mount Morris City |
| Unified School District | Mount Morris Consolidated School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $43,600 (+16.27%) Land $3,000 Building $40,600 | $87,200 (+16.27%) Land $6,000 Building $81,200 | |
| 2025 | $719.00 (+2.71%) Homeowner's exemption | $37,500 | $75,000 |
| 2024 | $700.00 | ||
| 2023 | $30,100 | $60,200 | |
| 2021 | $640.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 659 Elm St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 19, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 659 Elm St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MOUNT MORRIS serves 3,086 people · EPA ID MI0004520 |
|---|---|
| Water Source | Purchased surface water from GENESEE COUNTY WATER SYSTEM |
| Last State Inspection | Oct 2024 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2021 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: AT&T.
5G (outdoors only) and 4G LTE
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