680 E Isle St, Isle, MN 56342 Property Records

Mille Lacs County property record for 680 E Isle St, Isle, MN 56342

Property Summary

Property Type	Single Family Home
Details	1,863 sqft · built 1995
Lot Size	1.45 acres (63,162 sqft)
Owner	2 Individual Names on Record
Last Sale	$340,000 (May 2026)
Tax Bill	$5,476 (2026)
Deeds & Mortgages	Aug 2021 Mortgage May 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`20-011-0903`

Property Details

APN / Parcel Number

Primary APN	`20-011-0903`

Interior

Building Area	1,863 sqft Living Area
Basement Area	1,690 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Lot Area	63,162 sqft (1.45 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Location & Zoning

Street Address	680 E ISLE ST
City	ISLE
State	MN
Zip	56342-2642
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CITY OF ISLE S 264 FT OF E 240 FT OF W 490 FT OF NW OF NE SEE 4/13/22 SURVEY
Legal Range	25
Legal Township	42
Legal Section	11
Jurisdiction	MILLE LACS MN
Township / Civil Division	ISLE
Census Block Group	1
Census Block	1017
Census Tract	970100

Owner

Source: Mille Lacs County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	680 E ISLE ST, ISLE, MN 56342-2642
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
May 12, 2026	Warranty Deed, Transfer · Conventional Mortgage NEWREZ LLC
Jun 16, 2022	Warranty Deed, Transfer · Conventional Mortgage NORTHVIEW BANK & TRUST
Apr 28, 2022	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE
Aug 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2026 · Amount on Record
Deed Sale	May 12, 2026 · Amount on Record
Prior Sale	Apr 28, 2022 · Amount on Record
Deed Document Number	2026451168
Prior Transfer Date	May 17, 2022
Prior Transfer Doc	000A431766
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	680 E ISLE ST, ISLE, MN 56342-2642
Transaction Type	Mortgage
Record Updated	Jun 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A425994
Date	Aug 3, 2021
Instrument	A425994

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	May 12, 2026
Property Address	680 E ISLE ST, ISLE, MN 56342-2642
Document Number	0000451168
Instrument Date	May 8, 2026
Instrument	2026.451168
Transaction Type	Transfer
Record Updated	May 22, 2026
Title Company	ANCONA TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$113,322.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	680 E ISLE ST, ISLE, MN 56342-2642

Mortgage

Document Number	0000451169,
Date	May 12, 2026
Instrument	2026.451169

Lender

Name	NEWREZ LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Jun 16, 2022
Property Address	680 E ISLE ST, ISLE, MN 56342-2642
Document Number	000A431766
Instrument Date	May 17, 2022
Instrument	A431766
Transaction Type	Transfer
Record Updated	Nov 15, 2022
Title Company	ABSOLUTE TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	680 E ISLE ST, ISLE, MN 56342-2642

Mortgage

Document Number	000A431767
Date	Jun 16, 2022
Instrument	A431767

Lender

Name	NORTHVIEW BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

Interest

Rate Type	Fixed Rate

April 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MILLE LACS MN
Recording Date	Apr 28, 2022
Property Address	680 E ISLE ST, ISLE, MN 56342-2642
Document Number	000A431001
Instrument Date	Nov 10, 2021
Instrument	A431001
Transaction Type	Transfer
Record Updated	May 25, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$13.20
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	680 E ISLE ST, ISLE, MN 56342-2642

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	680 E ISLE ST, ISLE, MN 56342-2642
Transaction Type	Mortgage
Record Updated	Aug 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A425994
Date	Aug 3, 2021
Instrument	A425994

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 5, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
Municipality	Isle City
Unified School District	Isle Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,476.00 (+1.6%)
2025	$5,390.00 (+13.47%)	$377,700 (+11.09%) Land $48,300 Building $329,400	$377,700 (+11.09%) Land $48,300 Building $329,400
2023	$4,750.00	$340,000 Land $43,800 Building $296,200	$340,000 Land $43,800 Building $296,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2011–2019)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 67% of Minnesota
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Isle serves 820 people · EPA ID MN1480001
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Midco Cable · Fiber in parts of the area	250 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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