540 E Isle St, Isle, MN 56342 Property Records

Mille Lacs County property record for 540 E Isle St, Isle, MN 56342

Property Summary

Property Type	Apartments (5+ Units)
Details	3,104 sqft · built 2011
Lot Size	1 acres (43,560 sqft)
Owner	Company Name on Record
Last Sale	$270,000 (Nov 2020)
Tax Bill	$11,408 (2026)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-011-2900`

Property Details

APN / Parcel Number

Primary APN	`20-011-2900`

Interior

Building Area	3,104 sqft Total Area

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Lot Area	43,560 sqft (1 acres)
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	Deck Area

Location & Zoning

Street Address	540 E ISLE ST
City	ISLE
State	MN
Zip	56342-2641
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Description	CITY OF ISLE E 8 RDS OF S 20 RDS OF NE OF NW 11 42 25 1.00
Legal Range	25
Legal Township	42
Legal Section	11
Jurisdiction	MILLE LACS MN
Township / Civil Division	ISLE
Census Block Group	1
Census Block	1017
Census Tract	970100

Owner

Source: Mille Lacs County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	102 N 58TH AVE W, DULUTH, MN 55807-2428
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2020 · Amount on Record
Deed Sale	Nov 13, 2020 · Amount on Record
Prior Sale	Oct 13, 2009 · Amount on Record
Deed Document Number	2020420577
Record Updated	Sep 20, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Nov 13, 2020
Property Address	540 E ISLE ST, ISLE, MN 56342-2641
Document Number	000A420577
Instrument Date	Nov 4, 2020
Instrument	A420577
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	COMMERCIAL PARTNERS TITLE

Transaction

Amount	Amount Recorded
Tax	$891.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1300 GODWARD ST NE STE 1300, 1300, MINNEAPOLIS, MN 55413-1881

Mortgage

Document Number	000A420578
Date	Nov 13, 2020
Instrument	A420578

Lender

Name	FIRST CITIZENS BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 5, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
Municipality	Isle City
Unified School District	Isle Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,408.00 (+0.33%)
2025	$11,370.00 (+76.22%)	$611,400 (+32.22%) Land $61,100 Building $550,300	$611,400 (+32.22%) Land $61,100 Building $550,300
2023	$6,452.00	$462,400 Land $46,200 Building $416,200	$462,400 Land $46,200 Building $416,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2011–2019)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 67% of Minnesota
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Isle serves 820 people · EPA ID MN1480001
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Midco Cable · Fiber in parts of the area	250 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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