Branch County property record for 680 E Girard Rd, Quincy, MI 49082
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.67 acres (72,745 sqft) |
| Owner | Individual Name on File |
| Last Sale | $300,000 (Dec 2022) |
| Tax Bill | $2,883 (2025) |
| Deeds & Mortgages | Dec 2022 Sale & Mortgage Dec 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 030-013-400-005-01 |
| Primary APN | 030-013-400-005-01 |
|---|
| Lot Area | 72,745 sqft (1.67 acres) |
|---|
| Street Address | 680 E GIRARD RD |
|---|---|
| City | QUINCY |
| State | MI |
| Zip | 49082-9792 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GIRARD TWP/T5S R6W, SEC 13: COM N89 DEG 46'26W 993.11 FT FROM SE COR |
| Jurisdiction | BRANCH MI |
| Township / Civil Division | GIRARD |
| Census Block Group | 1 |
| Census Block | 1057 |
| Census Tract | 950100 |
680 E Girard Rd is owned by an individual who bought it in December 2022.
Source: Branch County records, as of July 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 685 E GIRARD RD, QUINCY, MI 49082-9792 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 9, 2022 | Warranty Deed, Transfer · Conventional Mortgage OAK MORTGAGE LLC |
| Dec 17, 2018 | Warranty Deed, Transfer · ARM HOMESTEAD SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 9, 2022 · Amount on File |
| Deed Sale | Dec 9, 2022 · Amount on File |
| Prior Sale | Dec 17, 2018 · Amount on File |
| Deed Document Number | 20227991 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Dec 9, 2022 |
| Property Address | 680 E GIRARD RD, QUINCY, MI 49082-9792 |
| Document Number | 0202207991 |
| Instrument Date | Nov 30, 2022 |
| Instrument | 2022-07991 |
| Transaction Type | Transfer |
| Record Updated | Dec 27, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,250.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2330 MEACHEM RD, BATTLE CREEK, MI 49017-8894 |
| Name | Verified Name |
|---|---|
| Address | 6640 N 30 W, FREMONT, IN 46737 |
| Document Number | 0202207992 |
|---|---|
| Date | Dec 9, 2022 |
| Instrument | 2022-07992 |
| Name | OAK MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Dec 17, 2018 |
| Property Address | 680 E GIRARD RD, QUINCY, MI 49082-9792 |
| Document Number | 201808144 |
| Instrument Date | Dec 14, 2018 |
| Instrument | 2018-08144 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,064.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 685 E GIRARD RD, 685, QUINCY, MI 49082-9792 |
| Name | Verified Name |
|---|---|
| Address | 335 PENN DR, COLDWATER, MI 49036-9172 |
| Document Number | 201808145 |
|---|---|
| Date | Dec 17, 2018 |
| Instrument | 2018-08145 |
| Name | HOMESTEAD SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.99% |
| Type Change Date | Jan 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 4.99% |
| Max Rate At Change | 6.99% |
| Index | 1-Year CMT |
| Max Rate | 10.9% |
The 2025 property tax bill for 680 E Girard Rd was $2,883, up 2.7% from the year before.
Source: Branch County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| County Subdivision | Girard Township |
| Unified School District | Coldwater Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $144,450 (-6.47%) | $288,900 (-6.47%) | |
| 2025 | $2,883.00 (+2.67%) | $154,450 | $308,900 |
| 2024 | $2,808.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 680 E Girard Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 19, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 680 E Girard Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Verizon Fixed Wireless | 300 / 20 |
| DMCI Broadband Fixed Wireless | 100 / 25 |
May also be available: T-Mobile.
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