Branch County property record for 648 E Girard Rd, Quincy, MI 49082
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $75,000 (May 2022) |
| Tax Bill | $1,688 (2025) |
| Deeds & Mortgages | May 2022 Transfer May 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 030-013-300-005-01 |
| Primary APN | 030-013-300-005-01 |
|---|
| Lot Area | 43,560 sqft (1 acres) |
|---|
| Street Address | 648 E GIRARD RD |
|---|---|
| City | QUINCY |
| State | MI |
| Zip | 49082-9792 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM AT S 1/4 POST TH E 33.6 FT TH N 00DEG 31MIN 45SEC W 238.29 FT TH W 182.80 TH S 00DEG 31MIN 45 SEC E 238.29 FT TH E 149.20 |
| Legal Range | 06W |
| Legal Township | 05S |
| Legal Section | 13 |
| Jurisdiction | BRANCH MI |
| Township / Civil Division | GIRARD |
| Census Block Group | 2 |
| Census Block | 2057 |
| Census Tract | 950100 |
648 E Girard Rd is owned and occupied by an individual who bought it in May 2022.
Source: Branch County records, as of July 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 648 E GIRARD RD, QUINCY, MI 49082-9792 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 11, 2022 | Correction Deed DEVON TITLE COMPANY, DEVON TITLE AGENCY |
| May 9, 2022 | Warranty Deed, Transfer · FmHA Mortgage HOMESTEAD SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 9, 2022 · Amount on File |
| Deed Sale | May 9, 2022 · Amount on File |
| Prior Sale | Nov 30, 2016 · Amount on File |
| Deed Document Number | 20223385 |
| Prior Transfer Date | Apr 29, 2022 |
| Prior Transfer Doc | 0202203385 |
| Record Updated | Sep 20, 2026 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | May 11, 2022 |
| Property Address | 648 E GIRARD RD, QUINCY, MI 49082-9792 |
| Document Number | 0202203463 |
| Instrument Date | May 11, 2022 |
| Instrument | 2022-03463 |
| Record Updated | Jan 4, 2023 |
| Title Company | DEVON TITLE COMPANY, DEVON TITLE AGENCY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | May 9, 2022 |
| Property Address | 648 E GIRARD RD, QUINCY, MI 49082-9792 |
| Document Number | 0202203385 |
| Instrument Date | Apr 29, 2022 |
| Instrument | 2022-03385 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $562.50 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1005 LYMAN RD, QUINCY, MI 49082-9433 |
| Document Number | 0202203386 |
|---|---|
| Date | May 9, 2022 |
| Instrument | 2022-03386 |
| Name | HOMESTEAD SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | FmHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 1, 2032 |
| Change Frequency | Monthly |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 5.25% |
| Index | 12-Month MTA |
| Max Rate | 9.25% |
The 2025 property tax bill for 648 E Girard Rd was $1,688, up 2.7% from the year before.
Source: Branch County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| County Subdivision | Girard Township |
| Unified School District | Coldwater Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $70,000 (-7.16%) | $140,000 (-7.16%) | |
| 2025 | $1,688.00 (+2.74%) | $75,400 | $150,800 |
| 2024 | $1,643.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 648 E Girard Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 648 E Girard Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Verizon Fixed Wireless | 300 / 20 |
| DMCI Broadband Fixed Wireless | 100 / 25 |
| T-Mobile Fixed Wireless | 100 / 20 |
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