680 Custer Cir, Orange Park, FL 32073 Property Records

Clay County property record for 680 Custer Cir, Orange Park, FL 32073

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,576 sqft · built 1972
Lot Size	0.343 acres (14,984 sqft)
Owner	2 Owner Names on Record
Last Sale	$120,000 (Sep 2002)
Tax Bill	$1,259 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-04-25-012821-000-00`

Property Details

APN / Parcel Number

Primary APN	`12-04-25-012821-000-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,576 sqft Heated Area
Gross Area	2,670 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,984 sqft (0.343 acres)
Lot Dimensions	163 ft deep x 92 ft wide
Garage Area	540 sqft

Exterior Amenities

Pool Area	595 sqft
Porch	Porch
Porch Area	426 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	680 CUSTER CIR
City	ORANGE PARK
State	FL
Zip	32073-4264
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	LOT 38 BLK 5 BELLAIR WEST AS REC O R 2097 PG 741
Legal Range	25
Legal Township	04
Legal Section	12
Legal Subdivision	BELLAIR WEST
Legal Block	5
Legal Lot Number	38
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	2
Census Block	2000
Census Tract	30305

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	680 CUSTER CIR, ORANGE PARK, FL 32073-4264
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE
Jun 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2002 · Amount on Record
Deed Sale	Sep 17, 2002 · Amount on Record
Prior Sale	Sep 17, 2002 · Amount on Record
Deed Document Number	200256248
Deed Book / Page	2097 / 0741
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	680 CUSTER CIR, ORANGE PARK, FL 32073-4264
Transaction Type	Mortgage
Record Updated	Feb 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	680 CUSTER CIR, ORANGE PARK, FL 32073-4264

Mortgage

Document Number	0044171289
Date	Feb 17, 2021
Book Page	4417/1289
Instrument	2021009920

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	680 CUSTER CIR, ORANGE PARK, FL 32073-4264
Document Number	0042000453
Instrument Date	Jun 5, 2019
Transaction Type	Mortgage
Record Updated	Jun 25, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	680 CUSTER CIR ORANGE PARK FL 320734264, ORANGE PARK, FL 32073-4264

Mortgage

Document Number	0042000453
Date	Jun 10, 2019
Book Page	004200/000453
Instrument	29732

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32210

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 9, 2029

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,259.00 (-15.1%) Homeowner's exemption	$122,744 (+5.99%)	$232,368 (+7.65%) Land $35,000 Building $197,368
2023	$1,483.00 (+12.35%) Homeowner's exemption	$115,811 (+3%)	$215,854 (+13.74%) Land $35,000 Building $180,854
2022	$1,320.00 Homeowner's exemption	$112,438	$189,786 Land $20,000 Building $169,786

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	9 (2012–2017)
Claims Outside the SFHA	1 of 9
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile, Verizon.

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