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674 Custer Cir, Orange Park, FL 32073 Property Records

Clay County property record for 674 Custer Cir, Orange Park, FL 32073 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,657 sqft · built 1972
Lot Size0.311 acres (13,590 sqft)
OwnerOwner Name on File
Last Sale$111,571 (Jan 2003)
Tax Bill$1,141 (2025)
Deeds & MortgagesJun 2023 Mortgage
Feb 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN12-04-25-012820-000-00

Property Details

APN / Parcel Number

Primary APN12-04-25-012820-000-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,657 sqft Heated Area
Gross Area2,644 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1972
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area13,590 sqft (0.311 acres)
Lot Dimensions160 ft deep x 85 ft wide
Garage Area504 sqft

Exterior Amenities

Pool Area735 sqft
PorchPorch
Porch Area315 sqft
Patio Area168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address674 CUSTER CIR
CityORANGE PARK
StateFL
Zip32073-4264
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 37 BLK 5 BELLAIR WEST AS REC O R 2141 PG 1327
Legal Range25
Legal Township04
Legal Section12
Legal SubdivisionBELLAIR WEST
Legal Block5
Legal Lot Number37
JurisdictionCLAY FL
Township / Civil DivisionORANGE PARK
Census Block Group2
Census Block2000
Census Tract30305

Owner

Source: Clay County records · APN 12-04-25-012820-000-00

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on File
Mailing Address674 CUSTER CIR, ORANGE PARK, FL 32073-4264
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Jun 05, 2023Deed of Trust, Mortgage · FHA Mortgage
MIDFIRST BANK
Feb 02, 2022Deed of Trust, Mortgage · FHA Mortgage
MIDLAND MORTGAGE
Aug 08, 2018Loan Modification, Mortgage · Conventional Mortgage
MIFIRST BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 07, 2003 · Amount on Record
Deed SaleJan 07, 2003 · Amount on Record
Deed Document Number200301191
Deed Book / Page2141 / 1327
Record UpdatedJun 08, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address674 CUSTER CIR, ORANGE PARK, FL 32073-4264
Transaction TypeMortgage
Record UpdatedJun 28, 2023
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address674 CUSTER CIR, ORANGE PARK, FL 32073-4264

Mortgage

Document Number0047260383
DateJun 05, 2023
Book Page4726/383
Instrument2023027618
Lender
NameMIDFIRST BANK
TypeBank
AddressOKLAHOMA CITY, OK 73118
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term303 Months
DueSep 01, 2048

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address674 CUSTER CIR, ORANGE PARK, FL 32073-4264
Transaction TypeMortgage
Record UpdatedFeb 15, 2022
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address674 CUSTER CIR, ORANGE PARK, FL 32073-4264

Mortgage

Document Number0045661889
DateFeb 02, 2022
Book Page4566/1889
Instrument2022007393
Lender
NameMIDLAND MORTGAGE
TypeMortgage Company
AddressOKLAHOMA CITY, OK 73118
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term319 Months
DueSep 01, 2048

August 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCLAY FL
Property Address674 CUSTER CIR, ORANGE PARK, FL 32073-4264
Document Number0041251661
Instrument DateAug 08, 2018
Transaction TypeMortgage
Record UpdatedOct 08, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address674 CUSTER CIR ORANGE PARK FL 320734264, ORANGE PARK, FL 32073-4264

Mortgage

Document Number0041251661
DateSep 24, 2018
Book Page004125/001661
Instrument49995
Lender
NameMIFIRST BK
TypeBank
AddressOKLAHOMA CITY, OK 73118
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 23, 2048

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,141.00 (-16.84%) Homeowner's exemption$115,006 (+5.99%)$218,300 (+7.53%) Land $35,000 Building $183,300
2023$1,372.00 (+13.11%) Homeowner's exemption$108,510 (+3%)$203,007 (+14.03%) Land $35,000 Building $168,007
2022$1,213.00 Homeowner's exemption$105,350$178,034 Land $20,000 Building $158,034

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (12019C), updated July 6, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120190303052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 14 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies14 in force
Nearby Flood Claims9 (2012–2017)
Claims Outside the SFHA1 of 9
Most Recent ClaimSep 2017, river or lake flooding, Hurricane Irma
Claims By Storm
  • Hurricane Irma, Sep 2017 · 8 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 7% of Florida
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 65 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T, Verizon, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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