McLennan County property record for 680 Creek Rd, Lorena, TX 76655
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,039 sqft · built 1995 |
| Lot Size | 3.28 acres (142,877 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,645 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 30-081300-000901-5 |
| Primary APN | 30-081300-000901-5 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 3,039 sqft Living Area |
| 1st Floor Area | 1,851 sqft |
| 2nd Floor Area | 1,188 sqft |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Type | Reinforced Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 142,877 sqft |
| Garage Type | Carport |
| Garage Area | 528 sqft |
| Carport | Carport |
| Carport Area | 528 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 2,085 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 584 sqft |
| Patio Area | 273 sqft |
| Storage Building | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 680 CREEK RD |
|---|---|
| City | LORENA |
| State | TX |
| Zip | 76655-3528 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | SWOPE F ACRES 3.279 |
| Legal Subdivision | SWOPE F |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | MOODY-LORENA |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 3801 |
680 Creek Rd is owned and occupied by an individual.
Source: McLennan County records, as of August 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 680 CREEK RD, LORENA, TX 76655-3528 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 680 Creek Rd was $2,645 with exemptions applied, down 18.2% from the year before.
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Unified School District | Lorena Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $638,892 (+4.83%) Land $77,408 Building $561,484 | $638,892 (-1.79%) Land $77,408 Building $561,484 | |
| 2025 | $2,645.00 (-18.19%) Homeowner's exemption Senior Citizen's exemption | $609,480 Land $65,950 Building $584,600 | $650,550 Land $65,950 Building $584,600 |
| 2024 | $3,233.00 | ||
| 2023 | $565,140 Land $65,950 Building $499,190 | $565,140 Land $65,950 Building $499,190 | |
| 2022 | $3,081.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 680 Creek Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 680 Creek Rd is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 77% of Texas |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LORENA serves 1,776 people · EPA ID TX1550036 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Central Link Broadband Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 25 / 3 |
May also be available: Nextlink, Verizon.
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