McLennan County property record for 249 Creek Rd, Lorena, TX 76655
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,100 sqft · built 2025 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,043 (2025) |
| Deeds & Mortgages | Nov 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-081300-002900-2 |
| Primary APN | 30-081300-002900-2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,100 sqft Living Area |
| 1st Floor Area | 1,100 sqft |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Roof Material | Metal |
| Lot Area | 9,583 sqft (0.22 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 249 CREEK RD |
|---|---|
| City | LORENA |
| State | TX |
| Zip | 76655-3502 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | SWOPE F ACRES .22 |
| Legal Subdivision | SWOPE F |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | MOODY-LORENA |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 3801 |
Source: McLennan County records, as of August 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 249 CREEK RD, LORENA, TX 76655-3502 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 249 CREEK RD, LORENA, TX 76655-3502 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3688 BIRDIE LN, LORENA, TX 76655-3630 |
| Document Number | 0000042773 |
|---|---|
| Date | Nov 18, 2024 |
| Instrument | 2024042773 |
| Name | COMMUNITY BANK & TRUST |
|---|---|
| Type | Bank |
| Address | WACO, TX 76703 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Lorena City |
| Unified School District | Lorena Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $297,356 (+175.38%) Land $11,616 Building $285,740 | $297,356 (+175.38%) Land $11,616 Building $285,740 | |
| 2025 | $1,043.00 (-21.93%) Homeowner's exemption | $107,980 (+79.01%) Land $60,320 Building $47,660 | $107,980 (+79.01%) Land $60,320 Building $47,660 |
| 2024 | $1,336.00 (+56.62%) | ||
| 2023 | $60,320 Land $60,320 | $60,320 Land $60,320 | |
| 2022 | $853.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 74% of Texas |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LORENA serves 1,776 people · EPA ID TX1550036 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Central Link Broadband Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Rise Broadband Fixed Wireless | 50 / 10 |
| AT&T Fixed Wireless · DSL in parts of the area | 25 / 3 |
May also be available: Nextlink, Spectrum, Verizon.
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