Montrose County property record for 680 Cobble Dr, Montrose, CO 81403
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,778 sqft · built 2019 |
| Lot Size | 0.217 acres (9,456 sqft) |
| Owner | Individual Name on File |
| Last Sale | $401,000 (Oct 2020) |
| Tax Bill | $2,510 (2025) |
| Deeds & Mortgages | Aug 2023 Line of Credit Dec 2019 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3993-053-07-016 |
| Primary APN | 3993-053-07-016 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,778 sqft Heated Area |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,456 sqft (0.217 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | R0014647 |
|---|---|
| Street Address | 680 COBBLE DR |
| City | MONTROSE |
| State | CO |
| Zip | 81403-7996 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBD: COBBLE CREEK SUBD FILING NO 1 LOT: A-16 S: 5 T: 48 R: 9 |
| Legal Range | 09 |
| Legal Township | 48 |
| Legal Section | 05 |
| Legal Subdivision | COBBLE CREEK SUBD |
| Jurisdiction | MONTROSE CO |
| Township / Civil Division | MONTROSE |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 966601 |
Source: Montrose County records · APN 3993-053-07-016
Assessment roll updated May 18, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 680 COBBLE DR, MONTROSE, CO 81403-7996 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 14, 2023 | Deed of Trust, Mortgage · Line of Credit ELEVATIONS CU |
| Dec 06, 2019 | Deed of Trust, Mortgage WARREN A EATON JR CPA PROFIT SHARING PLA |
| Dec 06, 2019 | Deed of Trust, Mortgage WARREN A EATON JR CPA PROFIT SHARING PLA |
| Oct 20, 2020 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ELEVATIONS CU |
| Oct 20, 2020 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ELEVATIONS CU |
| Apr 30, 2018 | Warranty Deed, Transfer |
| Apr 30, 2018 | Warranty Deed, Transfer |
| Aug 05, 2005 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 20, 2020 · Amount on Record |
| Deed Sale | Oct 20, 2020 · Amount on Record |
| Prior Sale | Apr 30, 2018 · Amount on Record |
| Deed Document Number | 2020926810 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTROSE CO |
| Property Address | 680 COBBLE DR, MONTROSE, CO 81403-7996 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000964577 |
|---|---|
| Date | Aug 14, 2023 |
| Instrument | 964577 |
| Name | ELEVATIONS CU |
|---|---|
| Type | Credit Union |
| Address | BOULDER, CO 80301 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 13, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTROSE CO |
| Property Address | 680 COBBLE DR, MONTROSE, CO 81403-7996 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2026 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000915962 |
|---|---|
| Date | Dec 06, 2019 |
| Instrument | 915962 |
| Name | WARREN A EATON JR CPA PROFIT SHARING PLA |
|---|---|
| Type | Non-Lending Institution |
| Address | DURANGO, CO 81302 |
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Dec 06, 2020 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTROSE CO |
| Property Address | 680 COBBLE DR, MONTROSE, CO 81403-7996 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO |
| Name | Verified Name |
|---|
| Document Number | 915962 |
|---|---|
| Date | Dec 06, 2019 |
| Instrument | 915962 |
| Name | WARREN A EATON JR CPA PROFIT SHARING PLA |
|---|---|
| Type | Non-Lending Institution |
| Address | DURANGO, CO 81302 |
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Dec 06, 2020 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 12% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTROSE CO |
| Recording Date | Oct 20, 2020 |
| Property Address | 680 COBBLE DR, MONTROSE, CO 81403-7996 |
| Document Number | 926810 |
| Instrument Date | Oct 14, 2020 |
| Instrument | 926810 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 06, 2021 |
| Title Company | LAND TITLE GUARANTEE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $40.10 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 3538, MONTROSE, CO 81402-3538 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 680 COBBLE DR, MONTROSE, CO 81403-7996 |
| Document Number | 926811 |
|---|---|
| Date | Oct 20, 2020 |
| Instrument | 926811 |
| Name | ELEVATIONS CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTROSE CO |
| Recording Date | Oct 20, 2020 |
| Property Address | 680 COBBLE DR, MONTROSE, CO 81403-7996 |
| Document Number | 0000926810 |
| Instrument Date | Oct 14, 2020 |
| Instrument | 926810 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 24, 2026 |
| Title Company | LAND TITLE GUARANTEE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $40.10 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 3538, MONTROSE, CO 81402-3538 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 680 COBBLE DR, MONTROSE, CO 81403-7996 |
| Document Number | 0000926811 |
|---|---|
| Date | Oct 20, 2020 |
| Instrument | 926811 |
| Name | ELEVATIONS CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTROSE CO |
| Recording Date | Apr 30, 2018 |
| Property Address | 680 COBBLE DR, MONTROSE, CO 81403-7996 |
| Document Number | 896508 |
| Instrument Date | Apr 24, 2018 |
| Instrument | 896508 |
| Transaction Type | Transfer |
| Record Updated | Aug 06, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $3.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 3538, MONTROSE, CO 81402-3538 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTROSE CO |
| Recording Date | Apr 30, 2018 |
| Property Address | 680 COBBLE DR, MONTROSE, CO 81403-7996 |
| Document Number | 0000896508 |
| Instrument Date | Apr 24, 2018 |
| Instrument | 896508 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $3.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 3538, MONTROSE, CO 81402-3538 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTROSE CO |
| Recording Date | Aug 05, 2005 |
| Property Address | 680 COBBLE DR, MONTROSE, CO 81403-7996 |
| Document Number | 0000741753 |
| Instrument Date | Aug 05, 2005 |
| Instrument | 741753 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $6.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1913 OVERVIEW DR, CASTLE ROCK, CO 80104-2729 |
| Investor | Possibly a Property Investor |
Source: Montrose County records · Assessment roll updated May 18, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Montrose County |
| Municipality | Montrose City |
| Unified School District | Montrose County School District RE-1J (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,510.00 (+10.43%) | $38,690 (+21.17%) | $548,870 (+15.19%) Land $85,000 Building $463,870 |
| 2024 | $2,273.00 (+4.65%) | $31,930 (-13.56%) Land $4,510 Building $27,420 | |
| 2023 | $2,172.00 | $36,940 Land $5,210 Building $31,730 | $476,500 Land $67,240 Building $409,260 |
Source: FEMA National Flood Hazard Layer as of May 13, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 94% of the US · lower than 97.8% of Colorado |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Delta Montrose Electric Association Fiber | 6,000 / 6,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 76 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF MONTROSE serves 19,305 people |
|---|---|
| Water Source | Purchased surface water from PROJECT 7 WA |
| Last State Inspection | Jan 2025 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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