671 Cobble Dr, Montrose, CO 81403 Property Records

Montrose County property record for 671 Cobble Dr, Montrose, CO 81403

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,473 sqft · built 1999
Lot Size	0.2 acres (8,704 sqft)
Owner	Individual Name on File
Last Sale	$285,000 (Dec 2014)
Tax Bill	$2,458 (2025)
Deeds & Mortgages	Apr 2012 Mortgage Feb 2021 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`3993-053-07-005`

Property Details

APN / Parcel Number

Primary APN	`3993-053-07-005`
Alternative APN	`R0014636`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,473 sqft Heated Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	English
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,704 sqft (0.2 acres)

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	R0014636
Street Address	671 COBBLE DR
City	MONTROSE
State	CO
Zip	81403-7813
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD: COBBLE CREEK SUBD FILING NO 1 LOT: A-5 S: 5 T: 48 R: 9
Legal Range	09
Legal Township	48
Legal Section	05
Legal Subdivision	COBBLE CREEK SUBD
Jurisdiction	MONTROSE CO
Township / Civil Division	MONTROSE
Census Block Group	1
Census Block	1017
Census Tract	966601

Owner

671 Cobble Dr is owned and occupied by an individual who bought it in December 2014.

Source: Montrose County records, as of May 18, 2026

Owner of Record	Individual Name on File
Mailing Address	671 COBBLE DR, MONTROSE, CO 81403-7813
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2012	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Feb 26, 2021	Deed of Trust, Mortgage · VA Mortgage NUVISTA FCU
Feb 9, 2015	Deed of Trust, Mortgage · VA Mortgage CORNERSTONE HOME LENDING INC
Apr 19, 2007	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Apr 19, 2007	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Feb 26, 2021	Deed of Trust, Mortgage · VA Mortgage NUVISTA FCU
Dec 16, 2014	Warranty Deed, Transfer · VA Mortgage CORNERSTONE HOME LENDING INC
Apr 18, 2006	Warranty Deed, Transfer · ARM WELLS FARGO BANK NA
Feb 15, 2006	Warranty Deed, Transfer · Line of Credit WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 2014 · Amount on File
Deed Sale	Dec 16, 2014 · Amount on File
Prior Sale	Apr 18, 2006 · Amount on File
Deed Document Number	2014861139
Record Updated	Jun 8, 2026

April 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	671 COBBLE DR, MONTROSE, CO 81403-7813
Transaction Type	Mortgage
Record Updated	Mar 24, 2026
Title Company	CHICAGO TITLE SERVICELINK DIV, CHICAGO TITLE SERVICELINK DI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000833978
Date	Apr 6, 2012
Instrument	833978

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2042

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	671 COBBLE DR, MONTROSE, CO 81403-7813
Transaction Type	Mortgage
Record Updated	Mar 24, 2026
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000932437
Date	Feb 26, 2021
Instrument	932437

Lender

Name	NUVISTA FCU
Type	Credit Union
Address	MONTROSE, CO 81401

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

February 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	671 COBBLE DR, MONTROSE, CO 81403-7813
Transaction Type	Mortgage
Record Updated	Mar 24, 2026
Title Company	FNTIC, FNTC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000862436
Date	Feb 9, 2015
Instrument	862436

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company
Address	HOUSTON, TX 77027

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2045

April 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	671 COBBLE DR, MONTROSE, CO 81403-7813
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000771556
Date	Apr 19, 2007
Instrument	771556

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2037

April 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	671 COBBLE DR, MONTROSE, CO 81403-7813
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000771557
Date	Apr 19, 2007
Instrument	771557

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Mar 23, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	671 COBBLE DR, MONTROSE, CO 81403-7813
Transaction Type	Mortgage
Record Updated	Mar 8, 2021
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	932437
Date	Feb 26, 2021
Instrument	932437

Lender

Name	NUVISTA FCU
Type	Credit Union
Address	MONTROSE, CO 81401

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

December 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTROSE CO
Recording Date	Dec 16, 2014
Property Address	671 COBBLE DR, MONTROSE, CO 81403-7813
Document Number	0000861139
Instrument Date	Dec 15, 2014
Instrument	861139
Transaction Type	Transfer
Record Updated	Mar 24, 2026
Title Company	FNTIC, FNTC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$28.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	671 COBBLE DR, MONTROSE, CO 81403-7813

Mortgage

Document Number	0000861140
Date	Dec 16, 2014
Instrument	861140

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2045

April 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTROSE CO
Recording Date	Apr 18, 2006
Property Address	671 COBBLE DR, MONTROSE, CO 81403-7813
Document Number	0000753846
Instrument Date	Apr 14, 2006
Instrument	753846
Transaction Type	Transfer
Record Updated	Mar 24, 2026
Title Company	SECURITY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$26.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	671 COBBLE DR, MONTROSE, CO 81403-7813

Mortgage

Document Number	0000753847
Date	Apr 18, 2006
Instrument	753847

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	BALTIMORE, MD 21297

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	May 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Type Change Date	May 1, 2016
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	11.1%
Index	1-Year T-Bill
Max Rate	11.1%

February 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTROSE CO
Recording Date	Feb 15, 2006
Property Address	671 COBBLE DR, MONTROSE, CO 81403-7813
Document Number	0000751010
Instrument Date	Feb 14, 2006
Instrument	751010
Transaction Type	Transfer
Record Updated	Mar 24, 2026
Title Company	SECURITY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$26.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 239, MONTROSE, CO 81402-0239
Investor	Possibly a Property Investor

Mortgage

Document Number	0000751011
Date	Feb 15, 2006
Instrument	751011

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SAN FRANCISCO, CA 94104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Feb 13, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 671 Cobble Dr was $2,458, up 4.2% from the year before.

Source: Montrose County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Montrose County
Municipality	Montrose City
Unified School District	Montrose County School District RE-1J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,458.00 (+4.15%)	$37,890 (+14.3%)	$537,550 Land $85,000 Building $452,550
2024	$2,360.00 (+4.66%)	$33,150 (-13.24%) Land $4,520 Building $28,630
2023	$2,255.00	$38,210 Land $5,210 Building $33,000	$494,800 Land $67,500 Building $427,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 671 Cobble Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 671 Cobble Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.8% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONTROSE serves 19,305 people · EPA ID CO0143518
Water Source	Purchased surface water from PROJECT 7 WA
Last State Inspection	Jan 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Elevate Internet Fiber	6,000 / 6,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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