680 Co Rd 90, Waterloo, AL 35677 Property Records

Lauderdale County property record for 680 Co Rd 90, Waterloo, AL 35677

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,286 sqft · built 1958
Lot Size	1.8 acres (78,408 sqft)
Owner	Individual Name on File
Tax Bill	$651 (2018)
Flood Zone	Zone X (minimal risk)
APN	`08-09-30-0-001-016-000`

Property Details

APN / Parcel Number

Primary APN	`08-09-30-0-001-016-000`
Alternative APNs	`005899` `22662` `5899`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,286 sqft Adjusted Area
1st Floor Area	1,218 sqft
2nd Floor Area	750 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wood

Exterior

Year Built	Built 1958
Exterior Material	Stucco
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	78,408 sqft (1.8 acres)
Lot Dimensions	430 ft deep x 200 ft wide

Location & Zoning

Account Number	5899
Street Address	680 COUNTY ROAD 90
City	WATERLOO
State	AL
Zip	35677-3133
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01
Legal Description	200 X 430 IRR SECOND CREEK CABIN SITE AREA LOT 24 AND PART OF LOT 27 SEC 30 1.8 AC/C F94 119 F19 2008 55353
Legal Range	14W
Legal Township	01S
Legal Section	30
Legal Subdivision	SECOND CREEK CABIN SITE AREA
Legal Lot Number	24,27
Jurisdiction	LAUDERDALE AL
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1089
Census Tract	11300

Owner

Source: Lauderdale County records, as of November 21, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	680 COUNTY ROAD 90, WATERLOO, AL 35677-3133
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

Source: Lauderdale County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Unified School District	Lauderdale County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption Senior Citizen's exemption	$23,860 (+55.14%)	$238,640 (-) Land $153,800 Building $84,840
2023	Homeowner's exemption Senior Citizen's exemption	$15,380 (-22.24%) Land $15,380	$238,640 (+20.65%) Land $153,800 Building $84,840
2022		$19,780	$197,800 Land $137,400 Building $60,400
2018	$651.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 74% of Alabama
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Co Rd 90

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