Lauderdale County property record for 110 Co Rd 90, Waterloo, AL 35677
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,165 sqft · built 1955 |
| Lot Size | 5.1 acres (222,156 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $186,000 (Feb 2024) |
| Tax Bill | $649 (2025) |
| Deeds & Mortgages | Feb 2024 Sale Aug 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-09-31-0-001-011-000 |
| Primary APN | 08-09-31-0-001-011-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,165 sqft Living Area |
| 1st Floor Area | 1,165 sqft |
| Flooring | Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 222,156 sqft (5.1 acres) |
| Lot Dimensions | 100 ft deep x 480 ft wide |
| View / Lot | Waterfront |
| Garage Area | 676 sqft |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 108188 |
|---|---|
| Street Address | 110 COUNTY ROAD 90 |
| City | WATERLOO |
| State | AL |
| Zip | 35677-3132 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 5.1 AC/C SECOND CREEK CABIN SITE AREA LOTS 1 AND 2 PB 2 PG 120 & ADJ STRIP IN SEC 31 T1S R14W BEG @ THE NE COR LOT 1 THE N 45 |
| Legal Range | 14W |
| Legal Township | 01S |
| Legal Section | 31 |
| Legal Subdivision | SECOND CREEK CABIN SITE AREA |
| Legal Lot Number | 1-2 |
| Jurisdiction | LAUDERDALE AL |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1089 |
| Census Tract | 11300 |
Source: Lauderdale County records, as of March 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 110 COUNTY ROAD 90, WATERLOO, AL 35677-3132 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 23, 2024 | Warranty Deed, Transfer |
| Aug 14, 2018 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 23, 2024 · Amount on Record |
| Deed Sale | Feb 23, 2024 · Amount on Record |
| Prior Sale | Aug 14, 2018 · Amount on Record |
| Prior Transfer Date | Jun 23, 2015 |
| Prior Transfer Doc | 2015/27132 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Recording Date | Feb 23, 2024 |
| Property Address | 110 COUNTY ROAD 90, WATERLOO, AL 35677-3132 |
| Document Number | 02024/5821 |
| Book / Page | 2024 / 5821 |
| Map Reference | MB 2 PG 120 |
| Instrument Date | Feb 22, 2024 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 115 MEADOWCREST DR, FLORENCE, AL 35630-6721 |
| Name | Verified Name |
|---|---|
| Address | 110 COUNTY ROAD 90, WATERLOO, AL 35677-3132 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Recording Date | Aug 14, 2018 |
| Property Address | 110 COUNTY ROAD 90, WATERLOO, AL 35677-3132 |
| Document Number | 2018/34634 |
| Book / Page | 2018 / 34634 |
| Instrument Date | Aug 14, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 820 ALABAMA CT, 820, SHEFFIELD, AL 35660-2604 |
| Name | Verified Name |
|---|---|
| Address | 115 MEADOWCREST DR, FLORENCE, AL 35630-6721 |
Source: Lauderdale County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Lauderdale County |
| Unified School District | Lauderdale County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $649.00 (-50.04%) | $18,560 (-50.03%) | $185,280 (-0.22%) Land $110,600 Building $74,680 |
| 2024 | $1,299.00 (-0.23%) | $37,140 (+67.9%) Land $22,120 Building $15,020 | $185,680 (-0.16%) Land $110,600 Building $75,080 |
| 2023 | $1,302.00 (+24.36%) Homeowner's exemption Senior Citizen's exemption | $22,120 (-22.39%) Land $22,120 | $185,980 (+30.51%) Land $110,600 Building $75,380 |
| 2022 | $1,047.00 Homeowner's exemption Senior Citizen's exemption | $28,500 | $142,500 Land $98,900 Building $43,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2003) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2003 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 82% of Alabama |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
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