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640 Central St, Winchendon, MA 01475 Property Records

Worcester County and Winchendon Town property record for 640 Central St, Winchendon, MA 01475

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,383 sqft · built 1978
Lot Size0.629 acres (27,399 sqft)
Owner2 Individual Names on File
Last Sale$35,000 (Mar 2007)
Tax Bill$2,989 (2025)
Deeds & MortgagesDec 2023 Transfer
Sep 2020 Transfer
APNWINC M:2 B:0 L:118

Property Details

APN / Parcel Number

Primary APNWINC M:2 B:0 L:118
Alternative APN
  • WCDN M:2 B:0 L:118

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,383 sqft Living Area
Gross Area2,096 sqft
Basement Area988 sqft
Unfinished Basement593 sqft

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleSplit Foyer
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area27,399 sqft (0.629 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address640 CENTRAL ST
CityWINCHENDON
StateMA
Zip01475-1281
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal Lot Number118
JurisdictionWINCHENDON MA
Township / Civil DivisionWINCHENDON
Census Block Group1
Census Block1010
Census Tract701101

Owner

640 Central St is owned and occupied by two individuals who bought it in March 2007.

Source: Worcester County and Winchendon Town records, as of July 20, 2026

Owner of Record2 Individual Names on File
Mailing Address640 CENTRAL ST, WINCHENDON, MA 01475-1281
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 28, 2023Quit Claim Deed, Transfer
Quitclaim
Sep 10, 2020Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 28, 2007 · Amount on File
Deed SaleMar 28, 2007 · Amount on File
Deed Book / Page40891 / 348
Record UpdatedOct 29, 2026

December 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWINCHENDON MA
Recording DateDec 28, 2023
Property Address640 CENTRAL ST, WINCHENDON, MA 01475-1281
Document Number070041-328
Book / Page70041 / 328
Instrument DateDec 27, 2023
Instrument108289
Transaction TypeTransfer
Record UpdatedJan 12, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address640 CENTRAL ST, WINCHENDON, MA 01475-1281

September 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWINCHENDON MA
Recording DateSep 10, 2020
Property Address640 CENTRAL ST, WINCHENDON, MA 01475-1281
Document Number63225-155
Book / Page063225 / 000155
Instrument DateSep 9, 2020
Instrument104220
Transaction TypeTransfer
Record UpdatedSep 29, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address640 CENTRAL ST WINCHENDON MA 014751281, WINCHENDON, MA 01475-1281

Tax Assessment & Valuation

The 2025 property tax bill for 640 Central St was $2,989, up 4.2% from the year before.

Source: Worcester County and Winchendon Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
County SubdivisionWinchendon Town
Unified School DistrictWinchendon School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,989.00 (+4.22%)$254,400 (+11.24%) Land $36,800 Building $217,600$355,870 (+16.23%)
2024$2,868.00 (+1.49%)$228,700 (+8.44%) Land $35,200 Building $193,500$306,185
2023$2,826.00$210,900 Land $34,500 Building $176,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 640 Central St; 6 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot included in the FIRM
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 640 Central St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINCHENDON WATER DEPARTMENT
serves 5,706 people · EPA ID MA2343000
Water SourcePurchased surface water from ASH/WIN JOINT WATER AUTHORITY
Last State InspectionDec 2024
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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