680 Central St, Hudson, NC 28638 Property Records

Caldwell County property record for 680 Central St, Hudson, NC 28638

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,164 sqft · built 1940
Lot Size	3.6 acres (156,816 sqft)
Owner	2 Individual Names on Record
Last Sale	$97,000 (Jan 2005)
Tax Bill	$1,753 (2025)
Deeds & Mortgages	Jul 2020 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`03 16 2 32`

Property Details

APN / Parcel Number

Primary APN	`03 16 2 32`
Alternative APN	`125603`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,164 sqft Heated Area
Gross Area	2,943 sqft
1st Floor Area	1,110 sqft
Attic	Attic
Attic Area	555 sqft
Basement Area	1,110 sqft
Unfinished Basement	1,110 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1990
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	156,816 sqft (3.6 acres)
Garage Type	Carport
Carport	Carport
Porch	Slab
Porch Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	125603
Street Address	680 CENTRAL ST
City	HUDSON
State	NC
Zip	28638-2711
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 1535 PG 1159 YR 05 ST 194.00
Legal Subdivision	M T HICKMAN PROPERTY
Jurisdiction	CALDWELL NC
Township / Civil Division	HUDSON
Census Block Group	3
Census Block	3003
Census Tract	30700

Owner

Source: Caldwell County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	680 CENTRAL ST, HUDSON, NC 28638-2711
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 14, 2005 · Amount on Record
Deed Sale	Jan 14, 2005 · Amount on Record
Prior Sale	Jan 1, 1989 · Amount on Record
Deed Book / Page	1535 / 1159
Record Updated	Sep 20, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Jul 24, 2020
Property Address	680 CENTRAL ST, HUDSON, NC 28638-2711
Document Number	0010046390
Book / Page	001994 / 000240
Instrument Date	Jul 23, 2020
Instrument	10046390
Transaction Type	Transfer
Record Updated	Aug 31, 2020
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transaction

Amount	Amount Recorded
Tax	$63.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	680 CENTRAL ST HUDSON NC 286382711, HUDSON, NC 28638-2711

Mortgage

Document Number	10046375
Date	Jul 24, 2020
Book Page	001994/000186
Instrument	10046375

Lender

Name	STATE EMPS CU
Address	GRANITE FALLS, NC 28630

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	10046374,
Date	Jul 24, 2020
Book Page	001994/000171
Instrument	10046374

Lender

Name	STATE EMPS FCU
Type	Credit Union
Address	RALEIGH, NC 27611-5279

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jul 23, 2035

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of July 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Municipality	Hudson Town
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,753.00 (+88.09%)	$222,500 (+89.68%) Land $32,500 Building $190,000	$222,500 (+89.68%) Land $32,500 Building $190,000
2024	$932.00 (+1.97%)
2023		$117,300 (-) Land $32,500 Building $84,800	$117,300 (-) Land $32,500 Building $84,800
2022	$914.00	$117,300 Land $32,500 Building $84,800	$117,300 Land $32,500 Building $84,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LENOIR serves 26,388 people · EPA ID NC0114010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ripple Fiber.

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