Caldwell County property record for 656 Central St, Hudson, NC 28638
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,332 sqft · built 1968 |
| Lot Size | 0.603 acres (26,250 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $125,000 (Jun 2017) |
| Tax Bill | $1,482 (2026) |
| Deeds & Mortgages | Jun 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03 16 3 26 |
| Primary APN | 03 16 3 26 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,332 sqft Heated Area |
| Gross Area | 4,272 sqft |
| 1st Floor Area | 1,332 sqft |
| Basement Area | 1,332 sqft |
| Unfinished Basement | 1,332 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 26,250 sqft (0.603 acres) |
| Lot Dimensions | 175 ft deep x 150 ft wide |
| Garage Type | Carport |
| Garage Area | 720 sqft |
| Carport | Carport |
| Carport Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 168 sqft |
| Patio Area | 720 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 161620 |
|---|---|
| Street Address | 656 CENTRAL ST |
| City | HUDSON |
| State | NC |
| Zip | 28638-2710 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 1921 PG 1067 YR 2017 ST 250.00 |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | HUDSON |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 30700 |
Source: Caldwell County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 656 CENTRAL ST, HUDSON, NC 28638-2710 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 26, 2017 · Amount on Record |
| Deed Sale | Jun 26, 2017 · Amount on Record |
| Deed Book / Page | 1921 / 1067 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | Jun 26, 2017 |
| Property Address | 656 CENTRAL ST, HUDSON, NC 28638-2710 |
| Document Number | 0019211067 |
| Book / Page | 1921 / 1067 |
| Map Reference | MB 3 PG 76 |
| Instrument Date | May 22, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $250.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 656 CENTRAL ST, HUDSON, NC 28638-2710 |
| Document Number | 0019211073 |
|---|---|
| Date | Jun 26, 2017 |
| Book Page | 1921/1073 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Address | PORTAGE, MI 49002 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2047 |
Source: Caldwell County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Municipality | Hudson Town |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,482.00 (-20.75%) | $237,500 (-) Land $21,600 Building $215,900 | |
| 2025 | $1,870.00 (+75.75%) | $237,500 (+73.36%) Land $21,600 Building $215,900 | $237,500 (+73.36%) Land $21,600 Building $215,900 |
| 2023 | $137,000 (-) Land $21,600 Building $115,400 | $137,000 (-) Land $21,600 Building $115,400 | |
| 2022 | $1,064.00 | $137,000 Land $21,600 Building $115,400 | $137,000 Land $21,600 Building $115,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LENOIR serves 26,388 people · EPA ID NC0114010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Ripple Fiber.
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