674 Ayers Dr, Charleston, SC 29412 Property Records

Charleston County property record for 674 Ayers Dr, Charleston, SC 29412

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,099 sqft · built 1978
Lot Size0.51 acres (22,216 sqft)
Owner2 Individual Names on Record
Last Sale$512,000 (Oct 2016)
Tax Bill$3,129 (2025)
Deeds & MortgagesFeb 2022 Mortgage
Sep 2020 Mortgage
Flood ZoneZone X (moderate risk)
APN454-06-00-029

Property Details

APN / Parcel Number

Primary APN454-06-00-029

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,099 sqft Living Area
1st Floor Area1,213 sqft
Upper Floors Area886 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Exterior MaterialWood Siding
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialAsphalt
Lot Area22,216 sqft (0.51 acres)
Lot Dimensions207 ft deep x 108 ft wide
Garage TypeDetached
Garage Area350 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area257 sqft
Deck Area32 sqft
Patio Area32 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address674 AYERS DR
CityCHARLESTON
StateSC
Zip29412-5010
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISION NAME -CLEAR VIEW DESCRIPTION -LT 7 SEC J
Legal SubdivisionCLEAR VIEW
Legal Lot Number7
JurisdictionCHARLESTON SC
Township / Civil DivisionJAMES ISLAND
Census Block Group1
Census Block1087
Census Tract2007

Owner

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address674 AYERS DR, CHARLESTON, SC 29412-5010
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 8, 2022Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Sep 10, 2020Deed of Trust, Mortgage · Conventional with PMI
MR COOPER

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 31, 2016 · Amount on Record
Deed SaleOct 31, 2016 · Amount on Record
Deed Book / Page593 / 640
Record UpdatedOct 29, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLESTON SC
Property Address674 AYERS DR, CHARLESTON, SC 29412-5010
Transaction TypeMortgage
Record UpdatedApr 21, 2022
Title CompanyPUNCTUAL ABSTRACT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0010760296
DateFeb 8, 2022
Book Page1076/296
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueJan 1, 2052

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLESTON SC
Property Address674 AYERS DR, CHARLESTON, SC 29412-5010
Document Number0917/0642
Instrument DateSep 10, 2020
Transaction TypeMortgage
Record UpdatedOct 27, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address674 AYERS DR CHARLESTON SC 294125010, CHARLESTON, SC 29412-5010

Mortgage

Document Number0917/0642
DateSep 22, 2020
Book Page000917/000642
Lender
NameMR COOPER
AddressCOPPELL, TX 75019
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueSep 21, 2050

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyCharleston County
MunicipalityCharleston City
Unified School DistrictCharleston County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,129.00 (+11.63%)$538,775 (+2,690.13%) Land $233,565 Building $305,210$699,200 (+49.24%) Land $330,600 Building $368,600
2024$2,803.00 (+7.44%)$19,310 (-)
2022$2,609.00$19,310$468,500 (-) Land $203,100 Building $265,400
2020$468,500 Land $203,100 Building $265,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 217 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies217 in force
Nearby Flood Claims150 (1978–2024)
Claims Outside the SFHA16 of 150
Most Recent ClaimMar 2024 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 11 claims
  • Severe Storms And Flooding, Oct 2015 · 13 claims
  • Hurricane Hugo, Sep 1989 · 100 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 67% of South Carolina
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLESTON WATER SYSTEM
serves 278,771 people · EPA ID SC1010001
Water SourceSurface water
Last State InspectionFeb 2024
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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