680 Avalon St, Morro Bay, CA 93442 Property Records

San Luis Obispo County property record for 680 Avalon St, Morro Bay, CA 93442

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,346 sqft · built 1959
Lot Size0.089 acres (3,861 sqft)
OwnerCompany Name on File
Last Sale$796,000 (Jun 2018)
Tax Bill$9,982 (2025)
Deeds & MortgagesMar 2024 Transfer
Jul 2019 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN068-278-012

Property Details

APN / Parcel Number

Primary APN068-278-012

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,346 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Construction TypeWood
Lot Area3,861 sqft (0.089 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC
SewerConnected

Location & Zoning

Street Address680 AVALON ST
CityMORRO BAY
StateCA
Zip93442-1787
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionCY MB MORRO DEL MAR 2 BL 14 PTNS LTS 4 & 5
Legal SubdivisionMORRO DEL MAR 02
Legal Block14
Legal Lot Number4,5
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group2
Census Block2051
Census Tract10505

Owner

680 Avalon St is owned by a company that acquired it in March 2024.

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address680 AVALON ST, MORRO BAY, CA 93442-1787
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Mar 29, 2024Intrafamily Transfer, Transfer
Jul 2, 2019Deed of Trust, Mortgage · Conventional Mortgage
ENVOY MORTGAGE LTD
Oct 20, 2020Deed of Trust, Mortgage · Conventional Mortgage
ENVOY MORTGAGE LTD
Jun 2, 2018Deed of Trust, Mortgage · Conventional Mortgage
ENVOY MTG
Jun 8, 2018Grant Deed, Transfer
FIRST AMERICAN TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 8, 2018 · Amount on File
Deed SaleJun 8, 2018 · Amount on File
Prior SaleMar 24, 2011 · Amount on File
Deed Document Number201823434
Last Transfer DateMar 27, 2024
Transfer Doc0000008256
Record UpdatedOct 29, 2026

March 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN LUIS OBISPO CA
Recording DateMar 29, 2024
Property Address680 AVALON ST, MORRO BAY, CA 93442-1787
Document Number0000008256
Map ReferenceMB 3 PG 81
Instrument DateMar 27, 2024
Instrument2024008256
Transaction TypeTransfer
Record UpdatedApr 10, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Revocable Trust
Address800 QUINTANA RD, MORRO BAY, CA 93442-2300

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address680 AVALON ST, MORRO BAY, CA 93442-1787
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000025711
DateJul 2, 2019
Instrument2019025711
Lender
NameENVOY MORTGAGE LTD
TypeMortgage Company
AddressHOUSTON, TX 77043
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueJul 1, 2039

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address680 AVALON ST, MORRO BAY, CA 93442-1787
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address680 AVALON ST, MORRO BAY, CA 93442-1787

Mortgage

Document Number0000058718
DateOct 20, 2020
Instrument2020058718
Lender
NameENVOY MORTGAGE LTD
TypeMortgage Company
AddressHOUSTON, TX 77043
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueNov 1, 2035

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address680 AVALON ST, MORRO BAY, CA 93442-1787
Document Number0000023435
Instrument DateJun 2, 2018
Transaction TypeMortgage
Record UpdatedNov 21, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address680 AVALON ST MORRO BAY CA 934421787, MORRO BAY, CA 93442-1787

Mortgage

Document Number0000023435
DateJun 8, 2018
Instrument23435
Lender
NameENVOY MTG
TypeMortgage Company
AddressHOUSTON, TX 77043
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 7, 2048

June 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateJun 8, 2018
Property Address680 AVALON ST, MORRO BAY, CA 93442-1787
Document Number0000023434
Instrument DateApr 30, 2018
Instrument23434
Transaction TypeTransfer
Record UpdatedOct 29, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
Tax$875.60
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address680 AVALON ST MORRO BAY CA 934421787, MORRO BAY, CA 93442-1787

Tax Assessment & Valuation

The 2025 property tax bill for 680 Avalon St was $9,982, up 1.7% from the year before.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
MunicipalityMorro Bay City
Unified School DistrictSan Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$923,820 (+2%) Land $464,232 Building $459,588
2025$9,982.00 (+1.72%)$905,707 Land $455,130 Building $450,577
2024$9,813.00 (+1.85%)
2023$9,635.00 (+6.69%)$870,539 Land $437,457 Building $433,082
2022$9,031.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 680 Avalon St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 680 Avalon St is moderate, ranking above 56% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · lower than 67% of California
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMORRO BAY PW DEPT - WATER DIVISION
serves 10,757 people · EPA ID CA4010011
Water SourcePurchased surface water from CHORRO VALLEY PIPELINE - SLO COUNTY
Last State InspectionDec 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 676 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20
Ranch Wifi
Fixed Wireless
100 / 20

May also be available: Verizon.

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