660 Avalon St, Morro Bay, CA 93442 Property Records

San Luis Obispo County property record for 660 Avalon St, Morro Bay, CA 93442

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,288 sqft · built 1952
Lot Size	0.129 acres (5,600 sqft)
Owner	Individual Name on File
Last Sale	$843,000 (Feb 2025)
Tax Bill	$4,687 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Mar 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`068-278-011`

Property Details

APN / Parcel Number

Primary APN	`068-278-011`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,288 sqft Living Area
1st Floor Area	1,288 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Tar & Gravel
Lot Area	5,600 sqft (0.129 acres)
Lot Dimensions	70 ft deep x 80 ft wide
Terrain	Above Road/Slope
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	660 AVALON ST
City	MORRO BAY
State	CA
Zip	93442-1787
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CY MB MORRO DEL MAR 2 BL 14 PTN LTS 3,4 & 5
Legal Subdivision	MORRO DEL MAR SUB 02
Legal Block	14
Legal Lot Number	3,4,5
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	2
Census Block	2051
Census Tract	10505

Owner

660 Avalon St is owned by an individual who bought it in February 2025.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record	Individual Name on File
Mailing Address	1770 DOWNING AVE, CAMBRIA, CA 93428-5702
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 16, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Mar 14, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 21, 2025 · Amount on File
Deed Sale	Feb 21, 2025 · Amount on File
Deed Document Number	20254724
Prior Transfer Date	Mar 8, 1994
Prior Transfer Doc	0000017981
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	660 AVALON ST, MORRO BAY, CA 93442-1787
Transaction Type	Mortgage
Record Updated	Mar 3, 2026
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1770 DOWNING AVE, CAMBRIA, CA 93428-5702

Mortgage

Document Number	0000004127
Date	Feb 11, 2026
Instrument	2026004127

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	660 AVALON ST, MORRO BAY, CA 93442-1787
Document Number	0000014217
Instrument Date	Mar 16, 2017
Transaction Type	Mortgage
Record Updated	Apr 18, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	660 AVALON ST MORRO BAY CA 934421787, MORRO BAY, CA 93442-1787

Mortgage

Document Number	0000014217
Date	Mar 31, 2017
Instrument	14217

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Mar 14, 2017
Property Address	660 AVALON ST, MORRO BAY, CA 93442-1787
Document Number	0000011456
Instrument Date	Feb 22, 2017
Instrument	11456
Transaction Type	Transfer
Record Updated	Mar 30, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	660 AVALON ST MORRO BAY CA 934421787, MORRO BAY, CA 93442-1787

Tax Assessment & Valuation

The 2025 property tax bill for 660 Avalon St was $4,687, up 1.7% from the year before.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Municipality	Morro Bay City
Unified School District	San Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$859,860 (+98.9%) Land $535,500 Building $324,360
2025	$4,687.00 (+1.74%)	$432,302 Land $340,335 Building $91,967
2024	$4,607.00 (+1.9%)
2023	$4,521.00 (+6.73%) Homeowner's exemption	$415,517 Land $327,120 Building $88,397
2022	$4,236.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 660 Avalon St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 660 Avalon St is moderate, ranking above 56% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 67% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORRO BAY PW DEPT - WATER DIVISION serves 10,757 people · EPA ID CA4010011
Water Source	Purchased surface water from CHORRO VALLEY PIPELINE - SLO COUNTY
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 676 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
Ranch Wifi Fixed Wireless	100 / 20

May also be available: Verizon.

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