Kane County property record for 680 Algona Ave, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,614 sqft · built 1948 |
| Lot Size | 0.212 acres (9,244 sqft) |
| Owner | Individual Name on File |
| Last Sale | $185,000 (Jun 2018) |
| Tax Bill | $6,686 (2025) |
| Deeds & Mortgages | Apr 2023 Mortgage Jun 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-12-429-020 |
| Primary APN | 06-12-429-020 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,614 sqft Living Area |
| Gross Area | 2,239 sqft |
| Basement Area | 625 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 9,244 sqft (0.212 acres) |
| Lot Dimensions | 185 ft deep x 50 ft wide |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 680 ALGONA AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-3999 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PRESTONS ADDN WEST 50 FT OF LOT 3 BLOCK 1 |
| Legal Subdivision | PRESTONS ADDN |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 850800 |
Source: Kane County assessment roll, APN 06-12-429-020, as of August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 680 ALGONA AVE, ELGIN, IL 60120-3999 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 19, 2023 | Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK |
| Jun 08, 2018 | Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 08, 2018 · Amount on Record |
| Deed Sale | Jun 08, 2018 · Amount on Record |
| Prior Sale | Oct 13, 2011 · Amount on Record |
| Deed Document Number | 201826859 |
| Prior Transfer Date | Mar 03, 2014 |
| Prior Transfer Doc | 0000013035 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 680 ALGONA AVE, ELGIN, IL 60120-3999 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 680 ALGONA AVE, ELGIN, IL 60120-3999 |
| Document Number | 0000012308 |
|---|---|
| Date | Apr 19, 2023 |
| Instrument | 2023K012308 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 477 Months |
| Due | Jan 01, 2063 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 08, 2018 |
| Property Address | 680 ALGONA AVE, ELGIN, IL 60120-3999 |
| Document Number | 0000026859 |
| Instrument Date | Jun 01, 2018 |
| Instrument | 2018K026859 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | ATTORNEYS TITLE GUARANTY FUN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $185.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 1016 HILL AVE, ELGIN, IL 60120-2430 |
| Document Number | 0000026860 |
|---|---|
| Date | Jun 08, 2018 |
| Instrument | 2018K026860 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Kane County assessment roll as of August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,686.00 (+15.84%) Homeowner's exemption | ||
| 2024 | $88,090 (+21.39%) Land $14,666 Building $73,424 | $264,376 (+21.44%) Land $44,016 Building $220,360 | |
| 2022 | $5,772.00 (+4.62%) Homeowner's exemption | $72,566 (+6.96%) Land $12,082 Building $60,484 | $217,698 (+6.96%) Land $36,246 Building $181,452 |
| 2021 | $5,517.00 Homeowner's exemption | $67,844 Land $11,296 Building $56,548 | $203,532 Land $33,888 Building $169,644 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), as of October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 587 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Radiate Holdings Cable | 1,500 / 50 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
May also be available: T-Mobile USA.
Source: EPA Safe Drinking Water Information System, water system IL0894380, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ELGIN serves 114,797 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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