68 Woody Cir, Tryon, NC 28782 Property Records

Polk County property record for 68 Woody Cir, Tryon, NC 28782

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,443 sqft · built 1992
Lot Size	0.74 acres (32,234 sqft)
Owner	2 Individual Names on Record
Last Sale	$205,000 (Feb 2006)
Tax Bill	$1,904 (2026)
Deeds & Mortgages	Jun 2020 Mortgage Aug 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`P85-152`

Property Details

APN / Parcel Number

Primary APN	`P85-152`
Alternative APN	`34117`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Building Area	1,443 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Vinyl
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Shingle
Lot Area	32,234 sqft (0.74 acres)
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Pool Area	512 sqft
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	34117
Street Address	68 WOODY CIR
City	TRYON
State	NC
Zip	28782-6823
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MX
Legal Description	LOT 15, 0W10 WOODY ESTATES
Legal Subdivision	WOODY ESTATES
Legal Lot Number	15
Jurisdiction	POLK NC
Township / Civil Division	COLUMBUS
Census Block Group	2
Census Block	2016
Census Tract	920103

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	68 WOODY CIR, TRYON, NC 28782-6823
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Aug 23, 2017	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2006 · Amount on Record
Deed Sale	Feb 23, 2006 · Amount on Record
Prior Sale	Dec 31, 1997
Deed Book / Page	338 / 306
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	68 WOODY CIR, TRYON, NC 28782-6823
Transaction Type	Mortgage
Record Updated	Jun 26, 2020
Title Company	ACCURATE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	449/1097
Date	Jun 12, 2020
Book Page	449/1097

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2035

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	68 WOODY CIR, TRYON, NC 28782-6823
Transaction Type	Mortgage
Record Updated	Sep 4, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 004658620007
Date	Aug 23, 2017
Book Page	428/1049
Instrument	004658620007

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	FLAT ROCK, NC 28731

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,904.00	$364,425 (-) Land $28,120 Building $336,305	$364,425 (-) Land $28,120 Building $336,305
2025	$1,904.00 (+7.45%)	$364,425 (+30.91%) Land $28,120 Building $336,305	$364,425 (+30.91%) Land $28,120 Building $336,305
2023	$1,772.00	$278,378 Land $22,200 Building $256,178
2021			$278,378 Land $22,200 Building $256,178

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 68% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	100 / 20
Skyrunner Fixed Wireless	25 / 10

May also be available: AT&T, Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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