61 Woody Cir, Tryon, NC 28782 Property Records

Polk County property record for 61 Woody Cir, Tryon, NC 28782

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,316 sqft · built 1991
Lot Size	1.06 acres (46,174 sqft)
Owner	2 Individual Names on Record
Last Sale	$180,000 (Jun 2021)
Tax Bill	$1,392 (2026)
Deeds & Mortgages	Jul 2021 Transfer Jun 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`P85-45`

Property Details

APN / Parcel Number

Primary APN	`P85-45`
Alternative APN	`54801`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,316 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Vinyl
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Shingle
Lot Area	46,174 sqft (1.06 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	54801
Street Address	61 WOODY CIR
City	TRYON
State	NC
Zip	28782-6823
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MX
Legal Description	FROM MILLS, JESSE W, LOT 1, WOODY'S ESTATES, 0W10 WOODY ESTATES
Legal Subdivision	WOODY ESTATES
Legal Lot Number	1
Jurisdiction	POLK NC
Township / Civil Division	COLUMBUS
Census Block Group	2
Census Block	2016
Census Tract	920103

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	61 WOODY CIR, TRYON, NC 28782-6823
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2021	Intrafamily Transfer, Transfer
Jun 21, 2021	Warranty Deed, Transfer · Conventional Mortgage HOMETRUST BANK
Sep 24, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance HOME TRUST & SAVINGS BANK
Feb 14, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2021 · Amount on Record
Deed Sale	Jun 21, 2021 · Amount on Record
Prior Sale	Dec 31, 1997
Deed Book / Page	460 / 1488
Last Transfer Date	Jul 23, 2021
Transfer Doc	461/1608
Record Updated	Oct 29, 2026

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK NC
Recording Date	Jul 28, 2021
Property Address	61 WOODY CIR, TRYON, NC 28782-6823
Document Number	461/1608
Book / Page	461 / 1608
Map Reference	FILE B PG 1086
Instrument Date	Jul 23, 2021
Transaction Type	Transfer
Record Updated	Aug 23, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	61 WOODY CIR, TRYON, NC 28782-6823

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Jun 21, 2021
Property Address	61 WOODY CIR, TRYON, NC 28782-6823
Document Number	460/1488
Book / Page	460 / 1488
Map Reference	FILE B PG 1086
Instrument Date	Jun 21, 2021
Transaction Type	Transfer
Record Updated	Jul 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	61 WOODY CIR, 61, TRYON, NC 28782-6823

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	61 WOODY CIR, TRYON, NC 28782-6823

Mortgage

Document Number	4601491
Date	Jun 21, 2021
Instrument	460/1491

Lender

Name	HOMETRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	61 WOODY CIR, TRYON, NC 28782-6823
Transaction Type	Mortgage
Record Updated	Oct 16, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	443/734
Date	Sep 24, 2019
Book Page	443/734

Lender

Name	HOME TRUST & SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2034

February 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK NC
Recording Date	Feb 14, 2017
Property Address	61 WOODY CIR, TRYON, NC 28782-6823
Document Number	00424/2137
Book / Page	424 / 2137
Instrument Date	Feb 14, 2017
Transaction Type	Transfer
Record Updated	Mar 7, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	61 WOODY CIR, TRYON, NC 28782-6823

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,392.00	$266,356 (-) Land $38,540 Building $227,816	$266,356 (-) Land $38,540 Building $227,816
2025	$1,392.00 (+26.55%)	$266,356 (+54.16%) Land $38,540 Building $227,816	$266,356 (+54.16%) Land $38,540 Building $227,816
2023	$1,100.00	$172,781 Land $30,480 Building $142,301
2021			$172,781 Land $30,480 Building $142,301

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 68% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	100 / 20
Skyrunner Fixed Wireless	25 / 10

May also be available: AT&T, Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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