68 Windermere Rd, Lincroft, NJ 07738 Property Records

Monmouth County and Middletown Township property record for 68 Windermere Rd, Lincroft, NJ 07738

Property Summary

Property Type	Single Family Home
Details	4,136 sqft · built 2022
Lot Size	1.04 acres (45,390 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,512,815 (Nov 2022)
Tax Bill	$28,558 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-01049-01-00001-01`

Property Details

APN / Parcel Number

Primary APN	`32-01049-01-00001-01`
Alternative APN	`32010490100001`

Interior

Building Area	4,136 sqft Living Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	45,390 sqft

Location & Zoning

Old Parcel Number	32010490100001
Street Address	68 WINDERMERE RD
City	LINCROFT
State	NJ
Zip	07738-1141
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R220
Legal Description	ADDITIONAL LOTS: SOUTH SHORE
Legal Subdivision	BAMM HOLLOW ESTATES PH 3
Legal Block	1049
Legal Lot Number	1.1
Jurisdiction	MONMOUTH NJ
Township / Civil Division	MIDDLETOWN
Census Block Group	1
Census Block	1010
Census Tract	801500

Owner

Source: Monmouth County and Middletown Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	68 WINDERMERE RD, LINCROFT, NJ 07738-1141
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2023	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Nov 16, 2022	Deed, Transfer · Conventional Mortgage TOLL BROTHERS MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2022 · Amount on Record
Deed Sale	Nov 16, 2022 · Amount on Record
Deed Document Number	2022112047
Deed Book / Page	9624 / 3669
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	68 WINDERMERE RD, LINCROFT, NJ 07738-1141
Transaction Type	Mortgage
Record Updated	Apr 12, 2024
Title Company	NOT AVAILABLE, NATIONAL LINK ORIGINATIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	68 WINDERMERE RD, LINCROFT, NJ 07738-1141
Investor	Possibly a Property Investor

Mortgage

Document Number	0096481621
Date	Jun 13, 2023
Book Page	9648/1621
Instrument	2023040281

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Jul 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.5%
Index	Other
Margin	3
Max Rate	10.5%

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Nov 16, 2022
Property Address	68 WINDERMERE RD, LINCROFT, NJ 07738-1141
Document Number	0096243669
Book / Page	9624 / 3669
Instrument Date	Nov 7, 2022
Instrument	2022112047
Transaction Type	Transfer
Record Updated	Apr 12, 2024
Title Company	NOT AVAILABLE, TRITON TITLE & ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$30,910.45
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1140 VIRGINIA DR, FORT WASHINGTON, PA 19034-3204

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	68 WINDERMERE RD, LINCROFT, NJ 07738-1141
Investor	Possibly a Property Investor

Mortgage

Document Number	2022112048
Date	Nov 16, 2022
Instrument	2022112048

Lender

Name	TOLL BROTHERS MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	7%
Type Change Date	Dec 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	12%
Index	Other
Max Rate	12%

Tax Assessment & Valuation

Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Middletown Township
Unified School District	Middletown Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,914,300 (+8.19%) Land $860,500 Building $1,053,800	$1,914,300 (+8.19%) Land $860,500 Building $1,053,800
2025	$28,558.00 (+7.95%)	$1,769,400 (+320.78%) Land $714,000 Building $1,055,400	$1,769,400 (+320.78%) Land $714,000 Building $1,055,400
2024	$26,456.00 (+487.39%)
2023		$420,500 Land $420,500	$420,500 Land $420,500
2022	$4,504.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1995)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1995 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 64% of New Jersey
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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