Monmouth County and Middletown Township property record for 61 Windermere Rd, Lincroft, NJ 07738
| Property Type | Single Family Home |
|---|---|
| Details | 4,099 sqft · built 2022 |
| Lot Size | 0.56 acres (24,394 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,950,000 (Aug 2025) |
| Tax Bill | $3,596 (2022) |
| Deeds & Mortgages | Apr 2026 Mortgage Aug 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-01049-02-00008-01 |
| Primary APN | 32-01049-02-00008-01 |
|---|---|
| Alternative APN |
|
| Building Area | 4,099 sqft Living Area |
|---|
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Lot Area | 24,394 sqft (0.56 acres) |
| Old Parcel Number | 32010490200009 |
|---|---|
| Street Address | 61 WINDERMERE RD |
| City | LINCROFT |
| State | NJ |
| Zip | 07738-1140 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R220 |
| Legal Description | FACILITY NAME: DISABLED VETERAN |
| Legal Subdivision | SOUTH FOR BAMM HOLLOW ESTATES |
| Legal Block | 1049 |
| Legal Lot Number | 8.1 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 801500 |
61 Windermere Rd is owned and occupied by an individual who bought it in August 2025.
Source: Monmouth County and Middletown Township records, as of July 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 61 WINDERMERE RD, LINCROFT, NJ 07738-1140 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 17, 2026 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE, INC |
| Aug 14, 2025 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 14, 2025 · Amount on File |
| Deed Sale | Aug 14, 2025 · Amount on File |
| Prior Sale | Jun 6, 2023 · Amount on File |
| Deed Document Number | 202564065 |
| Deed Book / Page | 9751 / 3356 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Apr 17, 2026 |
| Property Address | 61 WINDERMERE RD, LINCROFT, NJ 07738-1140 |
| Document Number | 0000032168 |
| Book / Page | 9789 / 6383 |
| Instrument Date | Apr 1, 2026 |
| Instrument | 202632168 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TOWNE TITLE, TOWN TITLE |
| Name | Verified Name |
|---|---|
| Address | 61 WINDERMERE RD, LINCROFT, NJ 07738-1140 |
| Document Number | 0000032168, |
|---|---|
| Date | Apr 17, 2026 |
| Book Page | 9789/6383 |
| Instrument | 202632168 |
| Name | GUARANTEED RATE, INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Aug 14, 2025 |
| Property Address | 61 WINDERMERE RD, LINCROFT, NJ 07738-1140 |
| Document Number | 0097513356 |
| Book / Page | 9751 / 3356 |
| Instrument Date | Aug 6, 2025 |
| Instrument | 2025064065 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2025 |
| Title Company | DOWTOWN TITLE AGENCY, TOWN TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $40,570.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 3 SANDBAR ALY, OCEANPORT, NJ 07757-1467 |
| Name | Verified Name |
|---|---|
| Address | 61 WINDERMERE RD, LINCROFT, NJ 07738-1140 |
| Investor | Possibly a Property Investor |
| Document Number | 2025064066 |
|---|---|
| Date | Aug 14, 2025 |
| Instrument | 2025064066 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2055 |
Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Middletown Township |
| Unified School District | Middletown Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,891,500 (+8.3%) Land $824,400 Building $1,067,100 | $1,891,500 (+8.3%) Land $824,400 Building $1,067,100 | |
| 2025 | Disabled Person's exemption Veteran's exemption | $1,746,500 Land $677,800 Building $1,068,700 | $1,746,500 Land $677,800 Building $1,068,700 |
| 2023 | $396,400 (+107.54%) Land $396,400 | $396,400 (+107.54%) Land $396,400 | |
| 2022 | $3,596.00 (-9.47%) | $191,000 Land $191,000 | $191,000 Land $191,000 |
| 2021 | $3,972.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 61 Windermere Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1995) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 1995 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 61 Windermere Rd is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
May also be available: T-Mobile.
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