Monroe County property record for 68 W Lake Rd, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 3,544 sqft · built 1996 |
| Lot Size | 0.05 acres (2,178 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $4,950,000 (Jul 2024) |
| Tax Bill | $17,481 (2024) |
| Deeds & Mortgages | Dec 2021 Sale Sep 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 00080020-000268 |
| Primary APN | 00080020-000268 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,544 sqft Living Area |
| 1st Floor Area | 3,053 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Plaster |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Other |
| Construction Type | Concrete |
| Foundation Type | Pile |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 2,178 sqft (0.05 acres) |
| Garage Area | 316 sqft |
| Pool Type | Public / Commercial Pool |
| Porch | Enclosed Porch |
| Porch Area | 577 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 8782845 |
|---|---|
| Old Parcel Number | 13594000080020000268 |
| Street Address | 68 W LAKE RD |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-3607 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 13 59 40 PT GOVT LOT 1 (.0695 AC) (A/K/A UNIT 68 PROPOSED PHASE 4 ANGLERS CLUB) OR1149-1195 OR1230-1931 OR1440-2036 |
| Legal Range | 40E |
| Legal Township | 59S |
| Legal Section | 13 |
| Legal Subdivision | ANGLERS CLUB CONDO |
| Legal Lot Number | 1 695 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 3 |
| Census Block | 3041 |
| Census Tract | 972700 |
Source: Monroe County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 301 E YAMATO RD STE 1200, 1200, BOCA RATON, FL 33431-4931 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 15, 2021 | Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Sep 18, 2020 | Deed, Transfer · Conventional Mortgage IBERIABANK |
| Sep 25, 2020 | Grant Deed, Transfer REEF TITLE COMPANY, REEF TITLE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 31, 2024 · Amount on Record |
| Deed Sale | Jul 31, 2024 · Amount on Record |
| Prior Sale | Jul 31, 2024 |
| Deed Document Number | 2470067 |
| Deed Book / Page | 3286 / 2070 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Dec 15, 2021 |
| Property Address | 68 W LAKE RD, KEY LARGO, FL 33037-3607 |
| Document Number | 0031431151 |
| Book / Page | 3143 / 1151 |
| Instrument Date | Nov 24, 2021 |
| Instrument | 2353087 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $11,780.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5892 SAPONY CREEK DR, 5892, NASHVILLE, NC 27856-8697 |
| Name | Verified Name |
|---|---|
| Address | 5892 SAPONY CREEK DR, NASHVILLE, NC 27856-8697 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Sep 18, 2020 |
| Property Address | 68 W LAKE RD, KEY LARGO, FL 33037-3607 |
| Document Number | 0030450543 |
| Book / Page | 3045 / 543 |
| Instrument Date | Sep 17, 2020 |
| Instrument | 2282523 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2022 |
| Title Company | REEF TITLE COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $16,100.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 24 DOCKSIDE LN, 24, KEY LARGO, FL 33037-5267 |
| Name | Verified Name |
|---|---|
| Address | 5892 SAPONY CREEK DR, NASHVILLE, NC 27856-8697 |
| Document Number | 0003045546 |
|---|---|
| Date | Sep 18, 2020 |
| Instrument | 3045/546 |
| Name | IBERIABANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Type Change Date | Oct 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 8% |
| Index | 1-Year LIBOR |
| Max Rate | 8% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Sep 25, 2020 |
| Property Address | 68 W LAKE RD, KEY LARGO, FL 33037-3607 |
| Document Number | 0030461412 |
| Book / Page | 003046 / 001412 |
| Instrument Date | Sep 17, 2020 |
| Instrument | 2283410 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2020 |
| Title Company | REEF TITLE COMPANY, REEF TITLE CO |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5892 SAPONY CREEK DR NASHVILLE NC 278568697, NASHVILLE, NC 27856-8697 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,984,803 (+67.96%) Land $2,341,350 Building $1,643,453 | $3,984,803 (+67.96%) Land $2,341,350 Building $1,643,453 | |
| 2024 | $17,481.00 (+5.89%) | ||
| 2023 | $16,508.00 (+11.64%) | $2,372,537 (+10.07%) Land $1,100,435 Building $1,272,102 | $2,372,537 (+10.07%) Land $1,100,435 Building $1,272,102 |
| 2022 | $14,787.00 | $2,155,565 Land $873,378 Building $1,282,187 | $2,155,565 Land $873,378 Building $1,282,187 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 838 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 1,585 units insured incl. 747 condo units |
| Nearby Flood Claims | 78 (2005–2023) |
| Claims Outside the SFHA | 1 of 78 |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber · Cable in parts of the area | 2,000 / 2,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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