Monroe County property record for 61 W Lake Rd, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,678 sqft · built 1988 |
| Lot Size | 0.05 acres (2,178 sqft) |
| Owner | 2 Trust Names on Record |
| Last Sale | $2,400,000 (Apr 2017) |
| Tax Bill | $23,874 (2024) |
| Deeds & Mortgages | Jan 2018 Mortgage Apr 2017 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 00080020-000261 |
| Primary APN | 00080020-000261 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 3 Stories |
| Building Area | 3,678 sqft Living Area |
| 1st Floor Area | 2,368 sqft |
| Interior Walls | Wallboard/Drywall |
| Elevator | Elevator |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Foundation Type | Pile |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 2,178 sqft (0.05 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 1,351 sqft |
| Pool Type | Public / Commercial Pool |
| Porch | Open Porch |
| Porch Area | 1,006 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 8752806 |
|---|---|
| Old Parcel Number | 13594000080020000261 |
| Street Address | 61 W LAKE RD |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-3607 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UNIT 61 ANGLERS CLUB CONDOMINIUM OR1078-1591 OR2822-140LET/ADM OR2848-792/94 |
| Legal Range | 40E |
| Legal Township | 59S |
| Legal Section | 13 |
| Legal Subdivision | ANGLERS CLUB CONDO |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 3 |
| Census Block | 3041 |
| Census Tract | 972700 |
Source: Monroe County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 50 CLUB HOUSE RD, KEY LARGO, FL 33037-3600 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jan 4, 2018 | Deed of Trust, Mortgage · ARM WELLS FARGO BANK NA |
| Apr 10, 2017 | Personal Representative Deed, Transfer · ARM WELLS FARGO BANK NA |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Apr 10, 2017 · Amount on Record |
| Deed Sale | Apr 10, 2017 · Amount on Record |
| Deed Document Number | 2118058 |
| Deed Book / Page | 2848 / 0792 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 61 W LAKE RD, KEY LARGO, FL 33037-3607 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0028860145 |
|---|---|
| Date | Jan 4, 2018 |
| Book Page | 2886/0145 |
| Instrument | 2149979 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 352 Months |
| Due | May 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Type Change Date | May 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 4.87% |
| Index | 1-Year LIBOR |
| Max Rate | 7.87% |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Apr 10, 2017 |
| Property Address | 61 W LAKE RD, KEY LARGO, FL 33037-3607 |
| Document Number | 0028480792 |
| Book / Page | 2848 / 0792 |
| Map Reference | MB1028 PG2375 |
| Instrument Date | Apr 6, 2017 |
| Instrument | 2118058 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 283 KING CAESAR RD, 283, DUXBURY, MA 02332-3912 |
| Name | Verified Name |
|---|---|
| Address | 50 CLUB HOUSE RD, KEY LARGO, FL 33037-3600 |
| Document Number | 0002118060 |
|---|---|
| Date | Apr 10, 2017 |
| Instrument | 2118060 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Type Change Date | May 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 4.87% |
| Index | 1-Year LIBOR |
| Max Rate | 7.87% |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,630,428 (+5.99%) | $4,548,468 (+11.79%) Land $3,443,963 Building $1,104,505 | |
| 2024 | $23,874.00 (+2.14%) | ||
| 2023 | $23,373.00 (+4.76%) Homeowner's exemption | $3,425,353 (+3%) | $4,068,879 (-0.05%) Land $3,130,875 Building $938,004 |
| 2022 | $22,312.00 Homeowner's exemption | $3,325,586 | $4,071,029 Land $3,122,708 Building $948,321 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 838 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 1,585 units insured incl. 747 condo units |
| Nearby Flood Claims | 78 (2005–2023) |
| Claims Outside the SFHA | 1 of 78 |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber · Cable in parts of the area | 2,000 / 2,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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