68 State St, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 68 State St, Ludlow, MA 01056

Property Summary

Property TypeApartments (5+ Units)
Details107,874 sqft · built 1915
Lot Size2.57 acres (111,949 sqft)
OwnerCompany Name on Record
Tax Bill$99,366 (2026)
Flood ZoneZone X (minimal risk)
APN11601

Property Details

APN / Parcel Number

Primary APN11601
Alternative APN
  • LUDL M:14B B:14200 P:130B

Interior

Units76 Units
Stories4 Stories
Building Area107,874 sqft Living Area
Gross Area111,196 sqft

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 2001
Architectural StyleCondo/Apartment
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Roof TypeFlat
Roof MaterialOther
Lot Area111,949 sqft (2.57 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number11601
Street Address68 STATE ST
CityLUDLOW
StateMA
Zip01056-3478
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Legal Block14200
JurisdictionLUDLOW MA
Township / Civil DivisionLUDLOW
Census Block Group3
Census Block3021
Census Tract810403

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Ludlow Village Historic District
listed 1993 · 91 contributing resources · NRIS 93000009

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hampden County and Ludlow Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1 WASHINGTON MALL, 500, BOSTON, MA 02108-2603
Owner TypeCompany
VestingPartnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
County SubdivisionLudlow Town
Unified School DistrictLudlow School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$99,366.00 (+18.24%)$6,206,500 (+28.14%) Land $408,300 Building $5,798,200$275,462
2025$84,038.00 (+12.19%)$4,843,700 (+16.98%) Land $371,400 Building $4,472,300
2024$74,905.00 (+1.97%)$4,140,700 (+9.97%) Land $353,700 Building $3,787,000
2023$73,459.00$3,765,200 Land $321,500 Building $3,443,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 83% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRINGFIELD WATER AND SEWER COMMISSION
serves 169,170 people · EPA ID MA1281000
Water SourceSurface water
Last State InspectionOct 2025
Lead4 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
not recorded as resolved · Apr 2026
Total trihalomethanes
not recorded as resolved · Oct 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Starlink
Satellite
280 / 30

May also be available: Verizon, Xfinity.

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