35 State St, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 35 State St, Ludlow, MA 01056

Property Summary

Property Type	Office Building
Details	4,480 sqft · built 1966
Lot Size	0.294 acres (12,810 sqft)
Owner	Company Name on Record
Last Sale	$300,000 (Aug 2021)
Tax Bill	$6,310 (2026)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:14B-14200 B:128 L:0`

Property Details

APN / Parcel Number

Primary APN	`M:14B-14200 B:128 L:0`
Alternative APNs	`LUDL M:14B B:14200 P:128` `7540`

Interior

Total Rooms	10 Rooms
Stories	1 Story
Building Area	4,480 sqft Total Area
Gross Area	6,550 sqft
Basement Area	2,070 sqft
Unfinished Basement	2,070 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1972
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,810 sqft (0.294 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	7540
Street Address	35 STATE ST
City	LUDLOW
State	MA
Zip	01056-3434
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Local Zoning Code	BUS B
Legal Block	14200
Jurisdiction	LUDLOW MA
Township / Civil Division	LUDLOW
Census Block Group	3
Census Block	3011
Census Tract	810403

Owner

Source: Hampden County and Ludlow Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	26 WINDWARD ISLE, PALM BEACH GARDENS, FL 33418-8042
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2021 · Amount on Record
Deed Sale	Aug 19, 2021 · Amount on Record
Prior Sale	Feb 24, 1999 · Amount on Record
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUDLOW MA
Recording Date	Aug 19, 2021
Property Address	35 STATE ST, LUDLOW, MA 01056-3434
Document Number	0000227379
Instrument Date	Aug 18, 2021
Instrument	227379
Transaction Type	Transfer
Record Updated	Nov 21, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 WINDWARD ISLE, PALM BEACH GARDENS, FL 33418-8042

Mortgage

Document Number	0000227381
Date	Aug 19, 2021
Instrument	227381

Lender

Name	JILL K BEAUDRY

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0000227381
Date	Aug 20, 2021
Instrument	227381

Lender

Name	JILL K BEAUDRY

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Ludlow Town
Unified School District	Ludlow School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$6,310.00 (-2.58%)	$394,100 (+5.57%) Land $136,100 Building $258,000
2025	$6,477.00 (+10.51%)	$373,300 (+15.22%) Land $123,700 Building $249,600
2024	$5,861.00 (+0.81%)	$324,000 (+8.72%) Land $116,700 Building $207,300
2023	$5,814.00	$298,000 Land $106,100 Building $191,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon, Xfinity.

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