Kennebec County and Waterville City property record for 68 Silver Ter, Waterville, ME 04901
| Property Type | Residential Multi-Family (5+ Units) |
|---|---|
| Lot Size | 0.21 acres (9,150 sqft) |
| Owner | Company Name on File |
| Last Sale | $206,300 (Aug 2020) |
| Tax Bill | $7,796 (2025) |
| Deeds & Mortgages | Nov 2023 Mortgage Nov 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WAVL M:044 B:007 |
| Primary APN | WAVL M:044 B:007 |
|---|---|
| Alternative APN |
|
| Units | 4 Units |
|---|
| Lot Area | 9,150 sqft (0.21 acres) |
|---|---|
| Total Buildings | 2 Buildings |
| Account Number | 3059 |
|---|---|
| Street Address | 68 SILVER TER |
| City | WATERVILLE |
| State | ME |
| Zip | 04901 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Residential Multi-Family (5+ Units) |
| Legal Block | 7 |
| Jurisdiction | WATERVILLE ME |
| Township / Civil Division | WATERVILLE |
| Census Block Group | 6 |
| Census Block | 6015 |
| Census Tract | 24102 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
68 Silver Ter, a residential property, is owned by a company that bought it in August 2020.
Source: Kennebec County and Waterville City records, as of May 21, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2 WARREN TER, WINSLOW, ME 04901-7611 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 20, 2023 | Deed of Trust, Mortgage · Commercial Mortgage MAINE STATE CREDIT UNION |
| Nov 20, 2023 | Deed of Trust, Mortgage · Commercial Mortgage MAINE STATE CREDIT UNION |
| Aug 12, 2020 | Warranty Deed, Transfer · Stand-Alone First Mortgage BAR HARBOR BANK & TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 12, 2020 · Amount on File |
| Deed Sale | Aug 12, 2020 · Amount on File |
| Prior Sale | Mar 19, 2008 · Amount on File |
| Deed Document Number | 202019467 |
| Deed Book / Page | 13667 / 59 |
| Transfer Doc | 2016027067 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERVILLE ME |
| Property Address | 68 SILVER TER, WATERVILLE, ME 04901 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2023023670 |
|---|---|
| Date | Nov 20, 2023 |
| Book Page | 14920/114 |
| Instrument | 2023023670 |
| Name | MAINE STATE CREDIT UNION |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERVILLE ME |
| Property Address | 68 SILVER TER, WATERVILLE, ME 04901 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2023023668 |
|---|---|
| Date | Nov 20, 2023 |
| Book Page | 14920/98 |
| Instrument | 2023023668 |
| Name | MAINE STATE CREDIT UNION |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WATERVILLE ME |
| Recording Date | Aug 12, 2020 |
| Property Address | 68 SILVER TER, WATERVILLE, ME 04901 |
| Document Number | 2020019467 |
| Book / Page | 13667 / 59 |
| Instrument Date | Aug 10, 2020 |
| Instrument | 2020019467 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2 WARREN TER, WINSLOW, ME 04901-7611 |
| Document Number | 2020019468 |
|---|---|
| Date | Aug 12, 2020 |
| Instrument | 2020019468 |
| Name | BAR HARBOR BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 68 Silver Ter was $7,796.
Source: Kennebec County and Waterville City assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Kennebec County |
| Municipality | Waterville City |
| Unified School District | Waterville (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $7,796.00 | $458,600 Land $52,100 Building $406,500 |
| 2023 | $6,251.00 (+51.03%) | $314,100 (+96.19%) Land $20,100 Building $294,000 |
| 2022 | $4,139.00 | $160,100 Land $15,100 Building $145,000 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 68 Silver Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 18, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 68 Silver Ter has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENNEBEC WATER DISTRICT serves 22,060 people · EPA ID ME0090750 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber · DSL in parts of the area | 2,000 / 2,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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