Kennebec County and Waterville City property record for 3 Silver Ter, Waterville, ME 04901
| Property Type | Triplex |
|---|---|
| Details | 5 bd · 3.5 ba · 3,225 sqft · built 1900 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | Individual Name on File |
| Last Sale | $186,100 (May 2020) |
| Tax Bill | $4,882 (2025) |
| Deeds & Mortgages | Apr 2017 Mortgage May 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WAVL M:044 B:012 |
| Primary APN | WAVL M:044 B:012 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 12 Rooms |
| Units | 3 Units |
| Stories | 2 Stories |
| Building Area | 3,225 sqft Living Area |
| Gross Area | 5,105 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,939 sqft (0.32 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 13020 |
|---|---|
| Street Address | 3 SILVER TER |
| City | WATERVILLE |
| State | ME |
| Zip | 04901-5966 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Triplex |
| Legal Block | 12 |
| Jurisdiction | WATERVILLE ME |
| Township / Civil Division | WATERVILLE |
| Census Block Group | 6 |
| Census Block | 6014 |
| Census Tract | 24102 |
Source: Kennebec County and Waterville City records · APN WAVL M:044 B:012
Assessment roll updated May 21, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 159, ROXBURY, ME 04275-0159 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 18, 2017 | Deed of Trust, Mortgage KENNEBUNK SVGS BANK |
| May 14, 2018 | Deed of Trust, Mortgage KENNEBUNK SVGS BANK |
| May 05, 2020 | Deed of Trust, Mortgage · FHA Mortgage HOME POINT FINANCIAL CORPORATION |
| May 05, 2020 | Warranty Deed, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 05, 2020 · Amount on Record |
| Deed Sale | May 05, 2020 · Amount on Record |
| Deed Document Number | 20209135 |
| Deed Book / Page | 13544 / 123 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERVILLE ME |
| Property Address | 3 SILVER TER, WATERVILLE, ME 04901-5966 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2017007491 |
|---|---|
| Date | Apr 18, 2017 |
| Book Page | 12581/0046 |
| Instrument | 2017007491 |
| Name | KENNEBUNK SVGS BANK |
|---|
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERVILLE ME |
| Property Address | 3 SILVER TER, WATERVILLE, ME 04901-5966 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2018009260 |
|---|---|
| Date | May 14, 2018 |
| Book Page | 12906/0099 |
| Instrument | 2018009260 |
| Name | KENNEBUNK SVGS BANK |
|---|
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERVILLE ME |
| Property Address | 3 SILVER TER, WATERVILLE, ME 04901-5966 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2020 |
| Name | Verified Name |
|---|
| Document Number | 13544/125 |
|---|---|
| Date | May 05, 2020 |
| Book Page | 13544/125 |
| Instrument | 2020009136 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WATERVILLE ME |
| Recording Date | May 05, 2020 |
| Property Address | 3 SILVER TER, WATERVILLE, ME 04901-5966 |
| Document Number | 2020009135 |
| Book / Page | 13544 / 123 |
| Instrument Date | May 01, 2020 |
| Instrument | 2020009135 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7 PARKER ST, AUBURN, ME 04210-5113 |
| Document Number | 2020009136 |
|---|---|
| Date | May 05, 2020 |
| Book Page | 13544/125 |
| Instrument | 2020009136 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2050 |
Source: Kennebec County and Waterville City records · Assessment roll updated May 21, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Kennebec County |
| Municipality | Waterville City |
| Unified School District | Waterville (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,882.00 (+5.15%) | $287,200 (+23.1%) Land $27,800 Building $259,400 |
| 2023 | $4,643.00 (+48.43%) | $233,300 (+92.81%) Land $21,400 Building $211,900 |
| 2022 | $3,128.00 | $121,000 Land $16,100 Building $104,900 |
Source: FEMA National Flood Hazard Layer as of February 18, 2021 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Listed Area | Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Consolidated Communications Fiber · DSL in parts of the area | 2,000 / 2,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
Based on FCC filings for 508 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | KENNEBEC WATER DISTRICT serves 22,060 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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