Elmore County property record for 68 River Stone Ct, Eclectic, AL 36024
| Property Type | Single Family Home |
|---|---|
| Details | 1,923 sqft · built 2023 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $395,000 (Apr 2026) |
| Tax Bill | $982 (2026) |
| Deeds & Mortgages | Jun 2023 Construction Loan Oct 2023 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-06-14-3-001-022.036 |
| Primary APN | 11-06-14-3-001-022.036 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 1,923 sqft Living Area |
| 1st Floor Area | 1,923 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Lot Area | 87,120 sqft (2 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Slab |
| Porch Area | 415 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Floor/Wall Furnace |
| Street Address | 68 RIVER STONE CT |
|---|---|
| City | ECLECTIC |
| State | AL |
| Zip | 36024-4037 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG NE COR LOT 8 RIVER STONE PLAT NO. 2 26/14; TH NW 202.97' TO E R/W RIVER STONE CT; NE ALG R/W 53.22' TO POB; NW 53.22'; NE |
| Legal Range | 20E |
| Legal Township | 19N |
| Legal Section | 14 |
| Legal Lot Number | 8 |
| Jurisdiction | ELMORE AL |
| Township / Civil Division | ECLECTIC |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 30500 |
Source: Elmore County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 68 RIVER STONE CT, ECLECTIC, AL 36024-4037 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 27, 2023 | Deed of Trust, Mortgage · Construction Mortgage FIRST COMMUNITY BANK OF CENTRAL ALABAMA |
| Oct 20, 2023 | Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY BANK OF CENTRAL ALABAMA |
| Oct 30, 2024 | Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY BANK OF CENTRAL ALABAMA |
| Oct 30, 2024 | Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY BANK (LEXINGTON) |
| Apr 1, 2026 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY |
| Apr 26, 2023 | Warranty Deed, Transfer FIRST COMMUNITY BANK OF CENTRAL ALA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 1, 2026 · Amount on Record |
| Deed Sale | Apr 1, 2026 · Amount on Record |
| Deed Document Number | 2026 |
| Deed Book / Page | 2026 / 18717 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELMORE AL |
| Property Address | 68 RIVER STONE CT, ECLECTIC, AL 36024-4037 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2026 |
| Name | Verified Name |
|---|---|
| Address | 221 GRACE, CENTRAL, AL 36024 |
| Investor | Possibly a Property Investor |
| Document Number | 2023/27677 |
|---|---|
| Date | Jun 27, 2023 |
| Book Page | 2023/27677 |
| Name | FIRST COMMUNITY BANK OF CENTRAL ALABAMA |
|---|---|
| Type | Bank |
| Address | WETUMPKA, AL 36092 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELMORE AL |
| Property Address | 68 RIVER STONE CT, ECLECTIC, AL 36024-4037 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2026 |
| Name | Verified Name |
|---|---|
| Address | 68 RIVER STONE CT, ECLECTIC, AL 36024-4037 |
| Document Number | 2023/48284 |
|---|---|
| Date | Oct 20, 2023 |
| Book Page | 2023/48284 |
| Name | FIRST COMMUNITY BANK OF CENTRAL ALABAMA |
|---|---|
| Type | Bank |
| Address | WETUMPKA, AL 36092 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELMORE AL |
| Property Address | 68 RIVER STONE CT, ECLECTIC, AL 36024-4037 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2026 |
| Name | Verified Name |
|---|---|
| Address | 68 RIVER STONE CT, ECLECTIC, AL 36024-4037 |
| Document Number | 2024/56101 |
|---|---|
| Date | Oct 30, 2024 |
| Book Page | 2024/56101 |
| Name | FIRST COMMUNITY BANK OF CENTRAL ALABAMA |
|---|---|
| Type | Bank |
| Address | WETUMPKA, AL 36092 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELMORE AL |
| Property Address | 68 RIVER STONE CT, ECLECTIC, AL 36024-4037 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2026 |
| Name | Verified Name |
|---|---|
| Address | 68 RIVER STONE CT, ECLECTIC, AL 36024-4037 |
| Document Number | 2024/56172 |
|---|---|
| Date | Oct 30, 2024 |
| Book Page | 2024/56172 |
| Name | FIRST COMMUNITY BANK (LEXINGTON) |
|---|---|
| Type | Bank |
| Address | WETUMPKA, AL 36092 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ELMORE AL |
| Recording Date | Apr 1, 2026 |
| Property Address | 68 RIVER STONE CT, ECLECTIC, AL 36024-4037 |
| Document Number | 2026018717 |
| Book / Page | 2026 / 18717 |
| Instrument Date | Mar 27, 2026 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $39,895.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 68 RIVER STONE CT, ECLECTIC, AL 36024-4037 |
| Investor | Possibly a Property Investor |
| Document Number | 2026018721, |
|---|---|
| Date | Apr 1, 2026 |
| Book Page | 2026/18721 |
| Name | GUILD MORTGAGE COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.01% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ELMORE AL |
| Recording Date | Apr 26, 2023 |
| Property Address | 68 RIVER STONE CT, ECLECTIC, AL 36024-4037 |
| Document Number | 2023/17177 |
| Book / Page | 2023 / 17177 |
| Instrument Date | Apr 25, 2023 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 4461 ELKAHATCHEE RD, ALEXANDER CITY, AL 35010-4727 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 221 SARA GRACE LN, ECLECTIC, AL 36024-5301 |
| Document Number | 0202317179 |
|---|---|
| Date | Apr 26, 2023 |
| Instrument | 2023/17179 |
| Name | FIRST COMMUNITY BANK OF CENTRAL ALA |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
Source: Elmore County assessment roll, as of March 19, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Elmore County |
| Municipality | Eclectic Town |
| Unified School District | Elmore County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $982.00 (+9.97%) | ||
| 2025 | $893.00 (+7.2%) | $29,540 (+7.26%) | $295,300 (+7.26%) Land $50,000 Building $245,300 |
| 2024 | $833.00 (+247.08%) | $27,540 (+244.25%) | $275,300 (+588.25%) Land $50,000 Building $225,300 |
| 2023 | $240.00 | $8,000 (-) Land $8,000 | $40,000 (-) Land $40,000 |
| 2022 | $240.00 | $8,000 Land $8,000 | $40,000 Land $40,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 43% of Alabama |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECLECTIC, WATER WORKS & SEWER BOARD serves 5,094 people · EPA ID AL0000533 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Central Access Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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