34 River Stone Ct, Eclectic, AL 36024 Property Records

Elmore County property record for 34 River Stone Ct, Eclectic, AL 36024

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,790 sqft · built 2018
Lot Size	0.62 acres (27,007 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (Oct 2026)
Tax Bill	$788 (2026)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Mar 2026 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`11-06-14-3-001-022.032`

Property Details

APN / Parcel Number

Primary APN	`11-06-14-3-001-022.032`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,790 sqft Living Area
1st Floor Area	1,790 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	27,007 sqft (0.62 acres)
Lot Dimensions	138 ft deep x 234 ft wide
Garage Type	Attached
Garage Area	650 sqft

Exterior Amenities

Porch	Slab
Porch Area	156 sqft
Deck Area	96 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	34 RIVER STONE CT
City	ECLECTIC
State	AL
Zip	36024-4037
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 RIVER STONE PLAT NO 2 26/14
Legal Range	20E
Legal Township	19N
Legal Section	14
Legal Subdivision	RIVER STONE PLAT NO 2
Legal Lot Number	8
Jurisdiction	ELMORE AL
Township / Civil Division	ECLECTIC
Census Block Group	2
Census Block	2024
Census Tract	30500

Owner

Source: Elmore County records, as of October 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	34 RIVER STONE CT, ECLECTIC, AL 36024-4037
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2026	Warranty Deed, Transfer · VA Mortgage NAVY FEDERAL CREDIT UNION
Mar 2, 2026	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO
Oct 7, 2020	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC
Jul 17, 2023	Warranty Deed, Transfer · FHA Mortgage ACOPIA LLC
Aug 21, 2019	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 6, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2026 · Amount on Record
Deed Sale	Oct 1, 2026 · Amount on Record
Prior Sale	Jul 17, 2023 · Amount on Record
Deed Document Number	2026714990
Deed Book / Page	2026 / 62253
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELMORE AL
Recording Date	Oct 1, 2026
Property Address	34 RIVER STONE CT, ECLECTIC, AL 36024-4037
Document Number	0000714990
Book / Page	2026 / 62253
Instrument Date	Sep 30, 2026
Instrument	2026714990
Transaction Type	Transfer
Record Updated	Oct 16, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SERVI

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$32,825.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 RIVER STONE CT, ECLECTIC, AL 36024-4037

Mortgage

Document Number	0000714990,
Date	Oct 1, 2026
Book Page	2026/62255
Instrument	2026714990

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELMORE AL
Property Address	34 RIVER STONE CT, ECLECTIC, AL 36024-4037
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 RIVER STONE CT, ECLECTIC, AL 36024-4037

Mortgage

Document Number	2026/11959
Date	Mar 2, 2026
Book Page	2026/11959

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELMORE AL
Property Address	34 RIVER STONE CT, ECLECTIC, AL 36024-4037
Transaction Type	Mortgage
Record Updated	Mar 29, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/72540
Date	Oct 7, 2020
Book Page	2020/72540

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELMORE AL
Recording Date	Jul 17, 2023
Property Address	34 RIVER STONE CT, ECLECTIC, AL 36024-4037
Document Number	2023/30565
Book / Page	2023 / 30565
Map Reference	MB 26 PG 14
Instrument Date	Jul 7, 2023
Transaction Type	Transfer
Record Updated	Mar 29, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	34 RIVER STONE CT, ECLECTIC, AL 36024-4037

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	34 RIVER STONE CT, ECLECTIC, AL 36024-4037
Investor	Possibly a Property Investor

Mortgage

Document Number	0202330570
Date	Jul 17, 2023
Instrument	2023/30570

Lender

Name	ACOPIA LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELMORE AL
Recording Date	Aug 21, 2019
Property Address	34 RIVER STONE CT, ECLECTIC, AL 36024-4037
Document Number	2019/43616
Book / Page	2019 / 43616
Map Reference	MB 26 PG 14
Instrument Date	Aug 20, 2019
Transaction Type	Transfer
Record Updated	Mar 29, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	34 RIVER STONE CT, ECLECTIC, AL 36024-4037

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	34 RIVERSTONE CT, ECLECTIC, AL 36024-4037

Mortgage

Document Number	0201943620
Date	Aug 21, 2019
Instrument	2019/43620

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELMORE AL
Recording Date	Jul 6, 2018
Property Address	34 RIVER STONE CT, ECLECTIC, AL 36024-4037
Document Number	2018/31957
Book / Page	2018 / 31957
Map Reference	PL 26 PG 14
Instrument Date	Jul 6, 2018
Transaction Type	Transfer
Record Updated	Mar 29, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	909 HIGHPOINT RD, MONTGOMERY, AL 36109-1517

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	34 RIVERSTONE CT, ECLECTIC, AL 36024-4037

Tax Assessment & Valuation

Source: Elmore County assessment roll, as of March 19, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Elmore County
Municipality	Eclectic Town
Unified School District	Elmore County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$788.00 (-1.01%)
2025	$796.00 (-0.87%)	$26,300 (-0.9%)	$262,900 (-0.9%) Land $35,000 Building $227,900
2024	$803.00 (-0.12%)	$26,540 (-0.11%)	$265,300 (-0.15%) Land $35,000 Building $230,300
2023	$804.00 (+29.26%)	$26,570 (+29.55%) Land $3,500 Building $23,070	$265,700 (+29.55%) Land $35,000 Building $230,700
2022	$622.00	$20,510 Land $3,500 Building $17,010	$205,100 Land $35,000 Building $170,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 43% of Alabama
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECLECTIC, WATER WORKS & SEWER BOARD serves 5,094 people · EPA ID AL0000533
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Central Access Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on River Stone Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures