68 Ritchie Rd, Fulton, NY 13069 Property Records

Oswego County and Granby Town property record for 68 Ritchie Rd, Fulton, NY 13069

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,782 sqft · built 2001
Lot Size	2.1 acres (91,476 sqft)
Owner	2 Individual Names on Record
Last Sale	$185,000 (Mar 2023)
Tax Bill	$4,433 (2026)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Sep 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`352800 300.00-05-05.02`

Property Details

APN / Parcel Number

Primary APN	`352800 300.00-05-05.02`
Alternative APN	`280030000000050050200000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,782 sqft Living Area
1st Floor Area	1,782 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	91,476 sqft (2.1 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	68 RITCHIE RD
City	FULTON
State	NY
Zip	13069-4763
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 27 500-048-000
Legal Block	5
Legal Lot Number	5.020
Jurisdiction	OSWEGO NY
Township / Civil Division	GRANBY
Census Block Group	1
Census Block	1051
Census Tract	21203

Owner

Source: Oswego County and Granby Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	68 RITCHIE RD, FULTON, NY 13069-4763
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2023	Warranty Deed, Transfer · Conventional Mortgage THE LYONS NATIONAL BANK
Sep 17, 2021	Warranty Deed, Transfer · Conventional Mortgage PARAGON HOME LOANS INC
Aug 22, 2017	Deed of Trust, Mortgage EMPOWER FCU
Aug 7, 2019	Deed of Trust, Mortgage EMPOWER FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2023 · Amount on Record
Deed Sale	Mar 29, 2023 · Amount on Record
Prior Sale	Sep 17, 2021 · Amount on Record
Deed Document Number	20232608
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Mar 29, 2023
Property Address	68 RITCHIE RD, FULTON, NY 13069-4763
Document Number	0000002608
Instrument Date	Mar 16, 2023
Instrument	R-2023-002608
Transaction Type	Transfer
Record Updated	May 31, 2023
Title Company	CHICAGO TITLE TRUST, CHICAGO TITLE SYRACUS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$740.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	68 RITCHIE RD, FULTON, NY 13069-4763

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	68 RITCHIE RD, FULTON, NY 13069-4763

Mortgage

Document Number	0000002609
Date	Mar 29, 2023
Instrument	R-2023-002609

Lender

Name	THE LYONS NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Sep 17, 2021
Property Address	68 RITCHIE RD, FULTON, NY 13069-4763
Document Number	0000000818
Instrument Date	Jul 26, 2021
Instrument	R-2021-010818
Transaction Type	Transfer
Record Updated	Oct 5, 2021
Title Company	VANGUARD RESEARCH & TTL SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$540.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	68 RITCHIE RD, 68, FULTON, NY 13069-4763

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2416 CRYSTAL RIVER CT, LAS VEGAS, NV 89128-7464

Mortgage

Document Number	0000000819
Date	Sep 17, 2021
Instrument	R-2021-010819

Lender

Name	PARAGON HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 10, 2051

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	68 RITCHIE RD, FULTON, NY 13069-4763
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008012
Date	Aug 22, 2017
Instrument	R-2017-008012

Lender

Name	EMPOWER FCU
Type	Credit Union
Address	SYRACUSE, NY 13212

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Aug 15, 2027

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	68 RITCHIE RD, FULTON, NY 13069-4763
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006738
Date	Aug 7, 2019
Instrument	R-2019-006738

Lender

Name	EMPOWER FCU
Type	Credit Union
Address	SYRACUSE, NY 13212

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Aug 2, 2029

Tax Assessment & Valuation

Source: Oswego County and Granby Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
County Subdivision	Granby Town
Unified School District	Phoenix Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,433.00 (+0.84%)
2025	$4,396.00	$104,300 (-) Land $16,200 Building $88,100	$173,833 (+18.33%) Land $27,000 Building $146,833
2023		$104,300 Land $16,200 Building $88,100	$146,901 Land $22,817 Building $124,084

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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