43 Ritchie Rd, Fulton, NY 13069 Property Records

Oswego County and Granby Town property record for 43 Ritchie Rd, Fulton, NY 13069

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,736 sqft · built 1980
Lot Size	3.26 acres (142,006 sqft)
Owner	2 Individual Names on Record
Last Sale	$270,000 (Oct 2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Aug 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`352800 300.00-05-11`

Property Details

APN / Parcel Number

Primary APN	`352800 300.00-05-11`
Alternative APN	`280030000000050110000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,736 sqft Living Area
1st Floor Area	1,344 sqft
Basement Area	392 sqft
Finished Basement	392 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	142,006 sqft (3.26 acres)
Garage Type	Attached
Garage Area	392 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	600 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	43 RITCHIE RD
City	FULTON
State	NY
Zip	13069-4763
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	5
Legal Lot Number	11.000
Jurisdiction	OSWEGO NY
Township / Civil Division	GRANBY
Census Block Group	1
Census Block	1062
Census Tract	21203

Owner

Source: Oswego County and Granby Town records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10193 JORDAN RD, JORDAN, NY 13080-3126
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2025	Bargain and Sale Deed, Transfer · FHA Mortgage HUNT MORTGAGE
Aug 31, 2022	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2025 · Amount on Record
Deed Sale	Oct 22, 2025 · Amount on Record
Deed Document Number	2025R2025009405
Record Updated	Sep 20, 2026

October 2025: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	OSWEGO NY
Recording Date	Oct 22, 2025
Property Address	43 RITCHIE RD, FULTON, NY 13069-4763
Document Number	0000009405
Instrument Date	Oct 1, 2025
Instrument	R-2025-009405
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	VANGUARD RESEARCH AND TITLE SERVICES, VANGUARD RESEARCH & TTL SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,080.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	44 E BRIDGE ST, OSWEGO, NY 13126-2123

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10193 JORDAN RD, JORDAN, NY 13080-3126

Mortgage

Document Number	0000009406
Date	Oct 22, 2025
Instrument	R-2025-009406

Lender

Name	HUNT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	OSWEGO NY
Recording Date	Aug 31, 2022
Property Address	43 RITCHIE RD, FULTON, NY 13069-4763
Document Number	0000009513
Instrument Date	Aug 30, 2022
Instrument	R-2022-009513
Transaction Type	Transfer
Record Updated	Feb 26, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	46 E BRIDGE ST, OSWEGO, NY 13126-2118

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 E BRIDGE ST, OSWEGO, NY 13126-2123

Tax Assessment & Valuation

Source: Oswego County and Granby Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
County Subdivision	Granby Town
Unified School District	Phoenix Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$101,500 (-) Land $16,700 Building $84,800	$169,167 (+8.33%) Land $27,833 Building $141,334
2024	Additional exemption filed	$101,500 (-) Land $16,700 Building $84,800	$156,154 (+9.23%) Land $25,692 Building $130,462
2023		$101,500 Land $16,700 Building $84,800	$142,958 Land $23,521 Building $119,437

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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