68 Madison St, Freeport, FL 32439 Property Records

Walton County property record for 68 Madison St, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,580 sqft · built 1977
Lot Size	1.28 acres (55,975 sqft)
Owner	2 Individual Names on Record
Last Sale	$165,000 (Aug 2018)
Tax Bill	$1,316 (2024)
Deeds & Mortgages	Jun 2020 Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-1S-19-23040-006-0040`

Property Details

APN / Parcel Number

Primary APN	`15-1S-19-23040-006-0040`
Alternative APN	`1022515`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,580 sqft Living Area
Gross Area	3,234 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1985
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	55,975 sqft (1.28 acres)
Lot Dimensions	28 ft deep x 20 ft wide
Garage Type	Carport
Carport	Carport
Porch	Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1022515
Street Address	68 MADISON ST
City	FREEPORT
State	FL
Zip	32439-3831
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 4 & 5 BLK 6 TOWN OF FREEPORT PB O-J OR 1119-319 OR 1704-325 OR 2685-1405 OR 2826-3118 OR 2837-205 OR 3081-3657
Legal Range	19W
Legal Township	01S
Legal Section	15
Legal Subdivision	TOWN OF FREEPORT
Legal Block	6
Legal Lot Number	4-5 5
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	1
Census Block	1001
Census Tract	950502

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	68 MADISON ST, FREEPORT, FL 32439-3831
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2020	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Aug 8, 2018	Warranty Deed, Transfer · VA Mortgage FIRST CHOICE LN SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2018 · Amount on Record
Deed Sale	Aug 8, 2018 · Amount on Record
Prior Sale	Mar 9, 2010 · Amount on Record
Deed Document Number	2018000026606
Deed Book / Page	3081 / 3657
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	68 MADISON ST, FREEPORT, FL 32439-3831
Document Number	0031473144
Instrument Date	Jun 18, 2020
Transaction Type	Mortgage
Record Updated	Jul 31, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	68 MADISON ST FREEPORT FL 324393831, FREEPORT, FL 32439-3831

Mortgage

Document Number	0031473144
Date	Jun 25, 2020
Book Page	003147/003144
Instrument	21919

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 24, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Aug 8, 2018
Property Address	68 MADISON ST, FREEPORT, FL 32439-3831
Document Number	0030813657
Book / Page	003081 / 003657
Instrument Date	Aug 3, 2018
Instrument	26606
Transaction Type	Transfer
Record Updated	Nov 21, 2018
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,155.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	68 MADISON ST FREEPORT FL 324393831, FREEPORT, FL 32439-3831

Mortgage

Document Number	30813659
Date	Aug 8, 2018
Book Page	003081/003659
Instrument	26607

Lender

Name	FIRST CHOICE LN SVCS
Type	Funding / Finance Company
Address	EAST BRUNSWICK, NJ 08816

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 7, 2048

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Municipality	Freeport City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$227,651 (+4.45%) Land $60,000 Building $167,651	$227,651 (+4.45%) Land $60,000 Building $167,651
2024	$1,316.00 (+4.78%)
2023	$1,256.00 (+1.13%) Homeowner's exemption	$217,954 (+6.87%) Land $50,303 Building $167,651	$217,954 (+6.87%) Land $50,303 Building $167,651
2022	$1,242.00 Homeowner's exemption	$203,934 Land $55,836 Building $148,098	$203,934 Land $55,836 Building $148,098

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 126 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	126 in force
Nearby Flood Claims	68 (1992–2021)
Claims Outside the SFHA	7 of 68
Most Recent Claim	Jun 2021 · other causes
Claims by Event	Hurricane Sally, Sep 2020 · 8 claims Hurricane Frances, Sep 2004 · 23 claims Hurricane Opal, Oct 1995 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
Wildstar Networks Fixed Wireless	200 / 50

May also be available: AT&T, CenturyLink.

Nearby Properties on Madison St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures