182 Madison St, Freeport, FL 32439 Property Records

Walton County property record for 182 Madison St, Freeport, FL 32439

Property Summary

Property Type	Vacant Land
Lot Size	0.635 acres (27,661 sqft)
Owner	Company Name on Record
Last Sale	$232,000 (Feb 2021)
Tax Bill	$208 (2024)
Deeds & Mortgages	Sep 2023 Mortgage Aug 2021 Mortgage + 7 more
Flood Zone	Zone A (high risk)
APN	`15-1S-19-23040-006-0070`

Property Details

APN / Parcel Number

Primary APN	`15-1S-19-23040-006-0070`
Alternative APN	`1022517`

Exterior

Lot Area	27,661 sqft (0.635 acres)
Lot Dimensions	28 ft deep x 13 ft wide

Location & Zoning

Account Number	1022517
Street Address	182 MADISON ST
City	FREEPORT
State	FL
Zip	32439-3851
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	TOWN OF FREEPORT PB O-J LOT 7 BLK 6 OR 2641-4754 OR 3060-117 OR 3060-270 OR 3060-274 OR 3115-3533 OR 3170-3256 OR 3185-150 OR
Legal Range	19W
Legal Township	01S
Legal Section	15
Legal Subdivision	TOWN OF FREEPORT
Legal Block	6-8
Legal Lot Number	7-8 8
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	1
Census Block	1001
Census Tract	950502

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	122 SUNSET TRL, FREEPORT, FL 32439-4957
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2023	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Aug 26, 2021	Deed of Trust, Mortgage · VA Mortgage CERTAINTY HOME LOANS LLC
Feb 26, 2021	Warranty Deed, Transfer · VA Mortgage PROGRESS BANK & TRUST
May 26, 2021	Quit Claim Deed, Transfer PRATT AYCOCK TITLE LLC, PRATT AYCOCK TTL LLC SANTA R
Aug 23, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Oct 26, 2018	Deed of Trust, Mortgage CCB CMNTY BK
Dec 15, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 15, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 15, 2017	Warranty Deed, Transfer · Commercial Mortgage CCB COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 26, 2021 · Amount on Record
Deed Sale	Feb 26, 2021 · Amount on Record
Prior Sale	Feb 26, 2021 · Amount on Record
Deed Document Number	0031850150
Deed Book / Page	3185 / 150
Last Transfer Date	May 26, 2021
Transfer Doc	0031993084
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	182 MADISON ST, FREEPORT, FL 32439-3851
Transaction Type	Mortgage
Record Updated	Feb 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	182 MADISON ST, FREEPORT, FL 32439-3851

Mortgage

Document Number	0033033059
Date	Sep 29, 2023
Book Page	3303/3059
Instrument	20230035402

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	182 MADISON ST, FREEPORT, FL 32439-3851
Transaction Type	Mortgage
Record Updated	Feb 20, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 MADISON ST A, A, FREEPORT, FL 32439-3851

Mortgage

Document Number	0032133087
Date	Aug 26, 2021
Book Page	3213/3087
Instrument	20210043043

Lender

Name	CERTAINTY HOME LOANS LLC
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Dec 1, 2050

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Feb 26, 2021
Property Address	182 MADISON ST, FREEPORT, FL 32439-3851
Document Number	0031850150
Book / Page	3185 / 150
Instrument Date	Feb 25, 2021
Instrument	20210009256
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	PRATT AYCOCK TITLE LLC, PRATT AYCOCK TTL LLC SANTA R

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,624.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	122 SUNSET TRL, FREEPORT, FL 32439-4957

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 MADISON ST # B, B, FREEPORT, FL 32439-3851

Mortgage

Document Number	0003185154
Date	Feb 26, 2021
Instrument	3185/154

Lender

Name	PROGRESS BANK & TRUST
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTON FL
Recording Date	May 26, 2021
Property Address	182 MADISON ST, FREEPORT, FL 32439-3851
Document Number	0031993084
Book / Page	3199 / 3084
Instrument Date	Nov 16, 2020
Instrument	20210026325
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	PRATT AYCOCK TITLE LLC, PRATT AYCOCK TTL LLC SANTA R

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	122 SUNSET TRL, FREEPORT, FL 32439-4957

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 SUNSET TRL, FREEPORT, FL 32439-4957

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Aug 23, 2019
Property Address	190 MADISON ST # A-B, A-B, FREEPORT, FL 32439-3851
Document Number	0031153533
Book / Page	003115 / 003533
Instrument Date	Aug 22, 2019
Instrument	28896
Transaction Type	Transfer
Record Updated	Nov 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$959.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	122 SUNSET TRL FREEPORT FL 324394957, FREEPORT, FL 32439-4957

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	190 MADISON ST # A-B, A-B, FREEPORT, FL 32439-3851
Document Number	0030892129
Instrument Date	Oct 26, 2018
Transaction Type	Mortgage
Record Updated	Nov 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2041 CRYSTAL LAKE DR MIRAMAR BEACH FL 325507878, MIRAMAR BEACH, FL 32550-7878

Mortgage

Document Number	0030892129
Date	Nov 5, 2018
Book Page	003089/002129
Instrument	37084

Lender

Name	CCB CMNTY BK
Type	Bank
Address	ANDALUSIA, AL 36420

Agreement

Amount	Amount Recorded

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTON FL
Recording Date	Dec 15, 2017
Property Address	190 MADISON ST # A-B, A-B, FREEPORT, FL 32439-3851
Document Number	0030600274
Book / Page	003060 / 000274
Instrument Date	Dec 15, 2017
Instrument	41061
Transaction Type	Transfer
Record Updated	Jan 5, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2041 CRYSTAL LAKE DR MIRAMAR BEACH FL 325507878, MIRAMAR BEACH, FL 32550-7878

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTON FL
Recording Date	Dec 15, 2017
Property Address	190 MADISON ST # A-B, A-B, FREEPORT, FL 32439-3851
Document Number	0030600278
Book / Page	003060 / 000278
Instrument Date	Dec 15, 2017
Instrument	41062
Transaction Type	Transfer
Record Updated	Nov 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2041 CRYSTAL LAKE DR MIRAMAR BEACH FL 325507878, MIRAMAR BEACH, FL 32550-7878

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Dec 15, 2017
Property Address	190 MADISON ST # A-B, A-B, FREEPORT, FL 32439-3851
Document Number	0030600117
Book / Page	3060 / 0117
Instrument Date	Dec 15, 2017
Instrument	2017000041027
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	OMEGA TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1245 BAY DR, 1245, SANTA ROSA BEACH, FL 32459-5583

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2041 CRYSTAL LAKE DR, MIRAMAR BEACH, FL 32550-7878

Mortgage

Document Number	2017000041028
Date	Dec 15, 2017
Instrument	2017000041028

Lender

Name	CCB COMMUNITY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Municipality	Freeport City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$26,215 (+14.54%) Land $26,215	$26,215 (+14.54%) Land $26,215
2024	$208.00 (-30.2%)	$22,888 (-) Land $22,888	$22,888 (-) Land $22,888
2023	$298.00 (-8.02%)	$22,888 (-9.91%) Land $22,888	$22,888 (-9.91%) Land $22,888
2022	$324.00	$25,406 Land $25,406	$25,406 Land $25,406

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 126 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	126 in force
Nearby Flood Claims	68 (1992–2021)
Claims Outside the SFHA	7 of 68
Most Recent Claim	Jun 2021 · other causes
Claims by Event	Hurricane Sally, Sep 2020 · 8 claims Hurricane Frances, Sep 2004 · 23 claims Hurricane Opal, Oct 1995 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
Wildstar Networks Fixed Wireless	200 / 50

May also be available: AT&T, CenturyLink.

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