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68 Lord St, Elgin, IL 60123 Property Records

Kane County property record for 68 Lord St, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,313 sqft · built 1930
Lot Size0.182 acres (7,920 sqft)
Owner2 Individual Names on File
Last Sale$180,000 (Sep 2020)
Tax Bill$4,947 (2025)
Deeds & MortgagesJul 2020 Mortgage
Sep 2020 Sale & Second Mortgage
Flood ZoneZone X (minimal risk)
APN06-24-156-012

Property Details

APN / Parcel Number

Primary APN06-24-156-012

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories5 Stories
Building Area1,313 sqft Living Area
Gross Area2,188 sqft
Basement Area875 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Exterior MaterialBrick
Lot Area7,920 sqft (0.182 acres)
Garage TypeDetached
Parking Spaces1 Parking Space

Location & Zoning

Street Address68 LORD ST
CityELGIN
StateIL
Zip60123-7775
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHINTZE & POTTERS ADDN AS AMENDED LOT 23 BLOCK 3
Legal SubdivisionHINTZE&POTTERS ADDN
Legal Block3
Legal Lot Number23
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group3
Census Block3011
Census Tract851600

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address68 LORD ST, ELGIN, IL 60123-7775
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 31, 2020Deed of Trust, Mortgage · Conventional Mortgage
ILLINOIS HSNG DEV AUTHORITY
Sep 9, 2020Warranty Deed, Transfer · Stand-Alone Second Mortgage
ILLINOIS HOUSING DEVELOPMENT AUTHORITY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 9, 2020 · Amount on File
Deed SaleSep 9, 2020 · Amount on File
Prior SaleApr 19, 2013 · Amount on File
Deed Document Number202051554
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address68 LORD ST, ELGIN, IL 60123-7775
Document Number0000051556
Instrument DateJul 31, 2020
Transaction TypeMortgage
Record UpdatedOct 15, 2020
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address68 LORD ST ELGIN IL 601237775, ELGIN, IL 60123-7775

Mortgage

Document Number0000051556
DateSep 9, 2020
Instrument51556
Lender
NameILLINOIS HSNG DEV AUTHORITY
AddressCHICAGO, IL 60601
Agreement
TypeConventional Mortgage
AmountAmount on Record

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateSep 9, 2020
Property Address68 LORD ST, ELGIN, IL 60123-7775
Document Number0000051554
Instrument DateJul 21, 2020
Instrument2020K051554
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$180.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address68 LORD ST, ELGIN, IL 60123-7775

Mortgage

Document Number0000051556
DateSep 9, 2020
Instrument2020K051556
Lender
NameILLINOIS HOUSING DEVELOPMENT AUTHORITY
TypeGovernment Agency
AddressCHICAGO, IL 60601
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,947.00 (+17.9%) Homeowner's exemption$72,850 (+8.57%) Land $15,671 Building $57,179$218,637 (+8.57%) Land $47,032 Building $171,606
2024$67,100 (+21.39%) Land $14,434 Building $52,666$201,381 (+21.44%) Land $43,319 Building $158,061
2022$4,196.00 (+4.87%) Homeowner's exemption$55,275 (+6.96%) Land $11,890 Building $43,385$165,825 (+6.96%) Land $35,670 Building $130,155
2021$4,001.00 Homeowner's exemption$51,678 Land $11,116 Building $40,562$155,034 Land $33,348 Building $121,686

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

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