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18 Lord St, Elgin, IL 60123 Property Records

Kane County property record for 18 Lord St, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 876 sqft · built 1926
Lot Size0.182 acres (7,935 sqft)
OwnerIndividual Name on Record
Tax Bill$3,799 (2025)
Deeds & MortgagesJun 2017 Mortgage
Dec 2020 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APN06-24-158-008

Property Details

APN / Parcel Number

Primary APN06-24-158-008

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area876 sqft Living Area
Gross Area1,752 sqft
1st Floor Area876 sqft
Basement Area876 sqft

Exterior

Year BuiltBuilt 1926
Effective Year BuiltEffective 1926
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area7,935 sqft (0.182 acres)
Garage TypeDetached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address18 LORD ST
CityELGIN
StateIL
Zip60123-7726
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionW H HINTZES SUB BLOCKS 4, 5, 6, 7, 8, & 9 OF HINTZE & POTTERS ADDN AS AMENDED LOT 8 BLOCK 3
Legal SubdivisionW H HINTZES SUB
Legal Block4,5
Legal Lot Number8
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group3
Census Block3007
Census Tract851600

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address18 LORD ST, ELGIN, IL 60123-7726
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 27, 2017Deed of Trust, Mortgage · FHA Mortgage
PNC BANK NA
Dec 8, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Dec 5, 2019Quit Claim Deed, Transfer
NOT AVAILABLE
Mar 27, 2017Quit Claim Deed, Transfer · Conventional Mortgage
QUICKEN LNS
Mar 27, 2017Affidavit of Death, Transfer
TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateNov 9, 2020
Transfer Doc0000076021
Record UpdatedOct 29, 2026

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address18 LORD ST, ELGIN, IL 60123-7726
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000032913
DateJun 27, 2017
Instrument2017K032913
Lender
NamePNC BANK NA
TypeBank
AddressPITTSBURGH, PA 15222
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKANE IL
Recording DateDec 8, 2020
Property Address18 LORD ST, ELGIN, IL 60123-7726
Document Number0000076021
Instrument DateNov 9, 2020
Instrument76021
Transaction TypeTransfer
Record UpdatedJan 5, 2021
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address18 LORD ST ELGIN IL 601237726, ELGIN, IL 60123-7726

December 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKANE IL
Recording DateDec 5, 2019
Property Address18 LORD ST, ELGIN, IL 60123-7726
Document Number0000058900
Instrument DateNov 26, 2019
Instrument58900
Transaction TypeTransfer
Record UpdatedDec 17, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address18 LORD ST ELGIN IL 601237726, ELGIN, IL 60123-7726

March 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKANE IL
Recording DateMar 27, 2017
Property Address18 LORD ST, ELGIN, IL 60123-7726
Document Number0000015261
Instrument DateFeb 6, 2017
Instrument15261
Transaction TypeTransfer
Record UpdatedMay 3, 2017
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address18 LORD ST ELGIN IL 601237726, ELGIN, IL 60123-7726

Mortgage

Document Number15262
DateMar 27, 2017
Instrument15262
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueMar 26, 2027

March 2017: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionKANE IL
Recording DateMar 27, 2017
Property Address18 LORD ST, ELGIN, IL 60123-7726
Document Number0000015260
Instrument DateFeb 6, 2017
Instrument15260
Transaction TypeTransfer
Record UpdatedMay 3, 2017
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address508 N MCLEAN BLVD ELGIN IL 601233253, ELGIN, IL 60123-3253

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,799.00 (+15.75%) Homeowner's exemption$57,797 (+8.57%) Land $15,671 Building $42,126$173,460 (+8.57%) Land $47,032 Building $126,429
2024$53,235 (+21.39%) Land $14,434 Building $38,801$159,769 (+21.44%) Land $43,319 Building $116,450
2022$3,282.00 (+5.12%) Homeowner's exemption$43,853 (+6.96%) Land $11,890 Building $31,963$131,559 (+6.96%) Land $35,670 Building $95,889
2021$3,122.00 Homeowner's exemption$40,999 Land $11,116 Building $29,883$122,997 Land $33,348 Building $89,649

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

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