68 Jay St, #8, Cambridge, MA 02139 Property Records

Middlesex County and Cambridge City property record for 68 Jay St, #8, Cambridge, MA 02139

Property Summary

Property Type	Condominium
Details	4 bd · 2.5 ba · 2,385 sqft · built 1873
Lot Size	0.113 acres (4,925 sqft)
Owner	2 Individual Names on File
Last Sale	$1,745,000 (Jul 2019)
Tax Bill	$9,083 (2025)
Deeds & Mortgages	Feb 2021 Refinance Feb 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`125-36-8`

Property Details

APN / Parcel Number

Primary APN	`125-36-8`
Alternative APN	`CAMB M:00125 L:0003600008`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	14 Rooms
Stories	2 Stories
Building Area	2,385 sqft Living Area
1st Floor Area	2,385 sqft
Central Vacuum	Central Vacuum

Exterior

Year Built	Built 1873
Effective Year Built	Effective 1873
Architectural Style	Condo/Apartment
Lot Area	4,925 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	68 JAY ST, 8
City	CAMBRIDGE
State	MA
Zip	02139
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Lot Number	3600008
Jurisdiction	CAMBRIDGE MA
Township / Civil Division	CAMBRIDGE
Census Block Group	1
Census Block	1003
Census Tract	359400

Owner

68 Jay St, #8 is owned and occupied by two individuals who bought it in July 2019.

Source: Middlesex County and Cambridge City records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	68 JAY ST, 8, CAMBRIDGE, MA 02139
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance HARVARD UNIVERSITY CREDIT UNION
Feb 22, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance HARVARD UNIVERSITY CREDIT UNION
Jul 22, 2019	Condominium Deed, Transfer · Stand-Alone First Mortgage HARVARD UNIVERSITY CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2019 · Amount on File
Deed Sale	Jul 22, 2019 · Amount on File
Prior Sale	Aug 8, 2012 · Amount on File
Deed Book / Page	72967 / 500
Transfer Doc	5158000270
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMBRIDGE MA
Property Address	68 JAY ST # 8, 8, CAMBRIDGE, MA 02139
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	077015-133
Date	Feb 22, 2021
Book Page	77015/133
Instrument	38488

Lender

Name	HARVARD UNIVERSITY CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMBRIDGE MA
Property Address	68 JAY ST # 8, 8, CAMBRIDGE, MA 02139
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	077015-153
Date	Feb 22, 2021
Book Page	77015/153
Instrument	38489

Lender

Name	HARVARD UNIVERSITY CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	Mar 1, 2031

July 2019: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	CAMBRIDGE MA
Recording Date	Jul 22, 2019
Property Address	8 JAY ST, CAMBRIDGE, MA 02139-3705
Document Number	72967-500
Book / Page	72967 / 500
Instrument Date	Jul 15, 2019
Instrument	104863
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 JAY ST # 8, 8, CAMBRIDGE, MA 02139-3705

Mortgage

Document Number	104864
Date	Jul 22, 2019
Instrument	104864

Lender

Name	HARVARD UNIVERSITY CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Type Change Date	Aug 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 68 Jay St, #8 was $9,083, down 3.2% from the year before.

Source: Middlesex County and Cambridge City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Cambridge City
Unified School District	Cambridge School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,083.00 (-3.2%)	$1,430,400 (-9.75%) Building $1,430,400	$1,536,530 (-27.14%)
2024	$9,383.00 (+11.74%)	$1,584,900 (+10.6%) Building $1,584,900	$2,108,905
2023	$8,397.00	$1,433,000 Building $1,433,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 68 Jay St, #8 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 68 Jay St, #8 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMBRIDGE WATER DEPARTMENT serves 118,214 people · EPA ID MA3049000
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 910 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Starry.

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