49 Jay St, Cambridge, MA 02139 Property Records

Middlesex County and Cambridge City property record for 49 Jay St, Cambridge, MA 02139

Property Summary

Property TypeTriplex
Details4 bd · 3.5 ba · 2,576 sqft · built 1886
Lot Size0.112 acres (4,890 sqft)
OwnerCompany Name on Record
Last Sale$2,550,000 (Dec 2025)
Tax Bill$10,751 (2025)
Deeds & MortgagesDec 2025 Sale & Mortgage
Apr 2018 Transfer
Flood ZoneZone X (minimal risk)
APN123-30

Property Details

APN / Parcel Number

Primary APN123-30
Alternative APN
  • CAMB M:00123 L:00030

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms12 Rooms
Units3 Units
Stories2 Stories
Building Area2,576 sqft Living Area
Gross Area3,964 sqft
1st Floor Area1,288 sqft
Basement Area1,288 sqft
Unfinished Basement1,288 sqft

Exterior

Year BuiltBuilt 1886
Effective Year BuiltEffective 1886
Architectural StyleTriplex
Exterior MaterialWood Siding
Construction TypeBrick
Roof TypeFlat
Roof MaterialTar & Gravel
Lot Area4,890 sqft (0.112 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address49 JAY ST
CityCAMBRIDGE
StateMA
Zip02139-3124
Property CategoryResidential
Property TypeResidential > Multi-Unit > Triplex
Local Zoning CodeC-1
Legal Lot Number30
JurisdictionCAMBRIDGE MA
Township / Civil DivisionCAMBRIDGE
Census Block Group3
Census Block3004
Census Tract359400

Owner

Source: Middlesex County and Cambridge City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address76 STATE ST, NEWBURYPORT, MA 01950-6616
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Dec 23, 2025Quit Claim Deed, Transfer
NORTH SHORE BANK
Apr 13, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 23, 2025 · Amount on Record
Deed SaleDec 23, 2025 · Amount on Record
Prior SaleFeb 13, 2008
Deed Book / Page85046 / 518
Prior Transfer DateDec 22, 2025
Prior Transfer Doc085046-518
Record UpdatedOct 29, 2026

December 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCAMBRIDGE MA
Recording DateDec 23, 2025
Property Address49 JAY ST, CAMBRIDGE, MA 02139-3124
Document Number085046-518
Book / Page85046 / 518
Instrument DateDec 22, 2025
Instrument157897
Transaction TypeTransfer
Record UpdatedJan 14, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address76 STATE ST, NEWBURYPORT, MA 01950-6616

Mortgage

Document Number0000157898
DateDec 23, 2025
Instrument157898
Lender
NameNORTH SHORE BANK
TypeBank
Agreement
AmountAmount Recorded

April 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCAMBRIDGE MA
Recording DateApr 13, 2018
Property Address49 JAY ST, CAMBRIDGE, MA 02139-3124
Document Number70866-335
Book / Page070866 / 000335
Instrument DateApr 12, 2018
Instrument50462
Transaction TypeTransfer
Record UpdatedMay 1, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address136 SHARON ST MEDFORD MA 021553542, MEDFORD, MA 02155-3542

Tax Assessment & Valuation

Source: Middlesex County and Cambridge City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityCambridge City
Unified School DistrictCambridge School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$10,751.00 (+6.19%)$1,693,000 (-1%) Land $999,600 Building $693,400
2024$10,124.00$1,710,100 Land $1,042,200 Building $667,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAMBRIDGE WATER DEPARTMENT
serves 118,214 people · EPA ID MA3049000
Water SourceSurface water
Last State InspectionJun 2023
Lead8 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 536 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
1,000 / 75
Starry
Fixed Wireless
500 / 200
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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